mortgage: $$$ HOW TO $$$ Adding the Free Lead Generating Wish List program to your Blog page on Active Rain. - 05/27/08 06:00 PM
The LEAD GENERATING WISH LIST can now be added for FREE to your Web Site or Blog page on Active Rain. This is not your "Typical" Lead Generator. Your site produces the lead, you are the only one that receives the lead, and there are no fees involved at all.
If you look on the right side of this blog page you will notice the hyperlink that reads "CLICK HERE TO CREATE YOUR DREAM HOME............. FREE Online Wish Lists streamline your Home search. Wish Lists for Existing or New Construction Homes and Condominiums (High Rise Included) and Rental Dwellings."
A potential buyer completes a Wish … (59 comments)

mortgage: Black Listed by Mortgage Company - 03/06/08 09:33 AM
As if Real Estate isn't struggling enough, I read an article today on the WSJ Online that states, banks and mortgage companies have a "Black List" (of course they don't refer to the list as that) circulating internally.
The list includes, what they term as slow or soft markets that create a high risk for mortgage providers.
The chances of these tagged markets recovering any time soon will lie in the lenders hands. I understand the mortgage companies concerns, but some where the (hate to say it) government is going to have to step in and come to the rescue. Although, if they … (6 comments)

mortgage: Personal Budget Calculator for the buyers to use - 02/18/08 06:50 AM
Before a buyer makes the decision to go house hunting they should do their "home work" first.
Utilizing a Personal Budget Calculator will help determine current expenses. These are the numbers that your mortgage lender will be looking for when you make the initial application for your mortgage.
Knowing your current expenses will help streamline the ability to maintain your new mortgage. Becoming married to a home due to previous debt eliminates the fun things in life. Getting your debt in line will eliminate the stress of home ownership.
Do your "home work" and reap the benefit in the long run
The Personal … (2 comments)

mortgage: Show me the money! - 12/11/07 06:35 AM
The words for the home buyer is "Show me the money"!
With the lending fiasco in today's market, it's getting to the point that the buyer must bring in a larger down payment to buy the American Dream.
The foreclosure market is dictating these changes while the banks leverage themselves for more protection.
Will the days of zero down be around in a few years? That I'm not sure of and can be better answered by the Mortgage Professionals on Active Rain.
I have been reading blogs and comments where the buyer is responsible for bringing in a six digit down payment on a typical … (2 comments)

mortgage: Please join me in Welcoming our newest Active Rain Family Members - 12/08/07 05:46 AM
This is my official welcoming page for the newest members to Active Rain.
Please help me in a big resounding WELCOME to our newest Active Rain members.
Our newest member as of 02.26.08: Jean Rampersad (Exit Realty) Jean is a broker in the Warner Robins, GA area.
Kelley Rahilly (Rahilly Group-Coldwell Banker) Kelley is an agent and part of a family Team serving the West Michigan area.
Melissa Southam (Evergreen Northwest) Melissa is an agent located in Kirkland, WA.
Dan Miller (FSBO of Michigan) Dan started a FSBO web site for the East side of Michigan.
Mirzet Alic (Greenridge Realty) Mirzet is an agent located in Kent County, MI. … (21 comments)

mortgage: The importance of a personal budget for home buyers - 10/30/07 03:30 AM
With the ever dwindling savings of the population in this economy, its more important for the home buyer to avoid becoming married to a home. To dodge this fate one should know their personal budget before taking on one of the largest investments in life.
Utilizing a budget before making the decision of purchasing can alleviate the stress of financial difficulties down the road. Todays divorce rate is climbing due to couples over extending their finances and not doing their home work in advance.
Streamline your finances to allow the time for family, vacations, and allowing the "us" time to keep your marriage strong and happy.

mortgage: Real Estate Trick or Treat - 10/21/07 03:00 AM
Home buyers, sellers and Real-estate professionals are getting the Trick and the Treat of the market.
The Trick:
Sellers are experiencing lost equity of their investmentForeclosures are rising due to the slow sales and mortgage financing blipsThe flippers dove into the great unknown looking for the potential huge returnsSaturated listings with growing days on the marketAgents and Builders bottom line eroding with extra marketing cost and competition to surviveFrustrated sellers being pushed into the rental marketHome ownership plummetingBanks and mortgage companies earnings are being dilutedGuessing the rate of divorce will be rising with money woes developingAdd to the list through your commentsThe Treat:
Buyers finding great … (2 comments)

mortgage: Create your own leads for free. Great for agents, builders, leasing agents and mortgage brokers - 10/17/07 04:11 AM
With over 80% of Real estate buyers and renters surfing the Internet before making verbal contact, you have to capture them at your home page.
Rate A Home provides a Free Lead Generating Wish List program where only the web site owner receives the leads. There's no fees to you or the buyer.
Wish Lists for existing homes, new construction, condominiums (high and low rise) and rentals
How the program works:
You add a link on your home page, for example: "Create your Dream Home Here" or "New Home Wish List"
The buyer or renter completes a personal wish list. Only the customer and yourself receive … (6 comments)

mortgage: Agents, Builders, Mortgage Brokers and Real Estate services in your area. - 10/17/07 01:40 AM
80%+ of the general public search the Internet before ever making contact with an agent. It's even more important to have a resource page for the general public to locate you.
To help the buyer's and seller's please post in the comment area what area and state you do business in. Include any information such as, what services you specialize in, web site, name etc.