RECENT BLOG POSTS
  First and foremost, I feel compelled to state that this post is strictly my personal opinions based on my own professional experiences with my own borrowers here in Los Angeles & Ventura counties.  As an NMLS licensed Mortgage Loan Originator (MLO) as well as a CA DRE licensed agent, it's impor...
09/29/2011
    In my continuing effort to educate and inform consumers and prospective buyers here in Los Angeles & Ventura counties about our local market, I want to continue with the next series in my local reports: the Coastal Communities in northern Ventura County.   The Coastal Communities in northern...
09/28/2011
  Well, this week there were so many really great posts here in the rain by some of my fave bloggers as well as some newbie bloggers that I’ve recently come across.  First and foremost, I just want to give a shout out to my fellow rainers for their gold star features that I was happy to "call th...
09/25/2011
    Every morning, I visit the Animal Rescue Site to click and give to the thousands of abandoned and rescued animals that the site helps. This morning, I came across a really funny video that I wanted to share with everyone.       I hope you all enjoyed that as much as I did.  Also, if you too w...
09/23/2011
  One of the hardest hit markets in Los Angeles & Ventura counties is the condo market.  Nowadays, condo financing is extremely challenging because so many condo complexes are simply not eligible for any kind of financing, - PERIOD!!!    For buyers in the lower end of the market here, buying a co...
09/19/2011
      Well, this week there were so many really great posts here in the rain by some of my fave bloggers as well as some newbie bloggers that I’ve recently come across.  First and foremost, I just want to give a shout out to my fellow rainers for their gold star features that I was happy to "call...
09/18/2011
  Gary brings up a very good topic and one that I have blogged about more than once before myself.  As an MLO who works with a lot of 20-something, first timers here in Los Angeles & Ventura counties, I've had my fair share of controlling parents. For the most part, I thoroughly love working with...
09/17/2011
  One of the best beach communities in Ventura County.  With such destinations as Oxnard Shores, Oxnard Dunes or Hollywood Beach, much of Oxnard is just minutes from these incredible beaches as well as the shopping and entertainment destinations of Channel Islands.       The best part though abou...
09/14/2011
    On September 1, 2011, new changes to appraisal reports were implemented called the Uniform Appraisal Dataset (UAD).  UAD was established to enhance appraisal data quality and consistency related to home values.    These changes are now being applied to all appraisals delivered to both Fannie ...
09/12/2011
        Well, this week there were so many really great posts here in the rain by some of my fave bloggers as well as some newbie bloggers that I’ve recently come across.  First and foremost, I just want to give a shout out to my fellow rainers for their gold star features that I was happy to "ca...
09/11/2011