Deborah Nalley's (dnalley) Blog

I use Chicago Title and love the process automationThe Title and Escrow process is somewhat of a mystery to consumers and most agents in Arizona. Chicago Title has streamlined this process by automating a documents check list that is emailed to the representing listing broker and selling broker a...

Today, he number of homeowners caught in the wave of foreclosures in October grew 25 percent nationally over the same month in 2007, A RealtyTrac report said  "A nasty brew of strict lending standards, falling home values and a tough economy is filtering through the housing market. By the end of ...

Today, there are more reasons then ever to buy from a new home builderThere are reasons for buying resale and other good reasons to buy a new construction home Direct from a Builder; including,... A wide variety of communities, location, location, location, modern floor plans, an practically unli...

According to the U.S. Department of Agriculture, Food Price Outlook for 2008 for all food is projected to increase 4.5 to 5.5 percent, as retailers continue to pass on higher commodity prices, for beef, poultry, eggs, dairy, fruit, vegetables and wheat, and energy costs to consumers. Cathryn Cren...

Mortgage applications plummeted 10.6 percent during the week ending Sept. 19 as jitters in financial markets produced a spike in interest rates. The Mortgage Bankers Association said the average rate for 30-year fixed-rate mortgages increased to 6.08 percent, up from 5.82 percent the previous wee...

In today's challenging market with less buyers and more sellers, Make your home Stand out enhanced marketing such as staging your home so it appears above your neighbors and your competitors (often they are one in the same) is critical. A home that has obvious physical flaws or simple lack of upk...

I have been seening a lot of  cut rate commisssion plans from individual companies. and, ...I have always been adverse to my cuttiong commissions (except in unique situations.) However, I have see been toying with the idea of a Buyer Rebate Program similar to some of the on-lime brokerages Do not...

5 Home Buying Rules to live by to help you decided whether now is the right time for you. Do you want to own a home. - there is no reason to buy just because everyone else says you should. Home ownership can be expensive, can tie up your money and can be filled with upkeep headaches. Do you love ...

Should you buy or Rent ??  ..... the age old question   Here are the questions to ask yourself if home buying is right for you Do you need the flexibility of renting? or can you afford to stay in your home for at least 5 years or longer? Can you afford a 20% down payment? Can you afford a monthly...

Fannie Mae and Freddie Mac play a critical and increasingly dominant role in the mortgage market. The companies buy mortgage loans from banks and package those loans into securities that they either hold or sell to U.S. and foreign investors. That allows traditional lenders like Bank of America, ...