Repair Credit Score Tips

Having a repossession on your credit report is very damaging. It is a severe mark that will cause you to pay big down payments and outrageous interest rates.A repossession will remain on your credit report for seven years. Approval for any new lines of credit will be very difficult with this mark...

If you have defaulted on your student loan, you will likely to have to repay this debt and your credit will be ruined. This will put you in a difficult position. This is what happens when your loan is defaulted on; your account is sent to collection agencies and then there are various collection ...

The most effective method of improving a low credit score is to dispute negative marks on your credit report. The reason this helps is because it will show a better payment history, this factor accounts for up to 35% of your score.To dispute a negative mark, you need to send a credit dispute lett...

To dispute Experian credit bureau a dispute letter must be sent. When the bureau receives your letter they will investigate the dispute.I suggest you first get a copy of your credit report. This can be done by going to annual credit report. They will issue you a free copy of your credit report wi...

You can dispute a bad credit listing on your Equifax credit report by creating a dispute letter. In your letter you must identify the disputed listing and provide an explanation as to why it is incorrect.You can write a dispute letter yourself or you can hire a service to write it on your behalf....

A dispute letter is your method of challenging the accuracy or validity of a bad credit mark on your report. In your letter you need to include the reason for your dispute and the mark that you are disputing.Frequently dispute reasons are; item is out of date, account is paid in full, not my acco...

To remove a bad credit mark due to a debt going to collections you must dispute it. A dispute is filled directly with the credit bureaus.A dispute letter must be sent to each bureau. In your letter you have to identify the mark you are disputing and why it is inaccurate and should be erased from ...

To remove a negative mark from Cavalry Portfolio Services from you credit report you must dispute it. You do this directly with the credit bureaus.When you file a dispute you are telling the bureaus that the disputed listing is inaccurate. The bureaus will then conduct an investigation into the d...

An effective method to improve your credit score is to have an open unsecured mastercard or visa. This card should carry a monthly balance of about 10% of your credit limit.In other words if your limit is $1,000 then try to keep the balance around $100. This shows the credit bureaus two things:1....

Disputing negative credit items with the credit bureaus Equifax, Experian, and Transunion can often be a challenge. Many times the bureaus respond to a dispute with a letter indicating they verified the disputed item. Accordingly, you are stuck with the information being reported about you.The Fa...