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Research looks at how mortgage delinquencies affect scores How much impact does a short sale have on FICO® Scores? How about a foreclosure? Since I frequently hear these questions from clients and others, I thought I’d share new FICO research that sheds light on this very subject.The FICO study s...
I loved this blog post and decided to spread it around and let it reach more people. I sometimes wonder why I bust my butt on the little things and this is why.Your Reputation is Only as Good as The WORST Thing You’ve Ever Done     Yes, let me repeat that...Your reputation is only as good as the ...
Patti Lyles | Century 21 Showcase, REALTORS ® | (831) 335-2100 2230 Glen Canyon, Scotts Valley, CA Bliss just 4 minutes from downtown Scotts Valley 2 houses for the price of one that Seller May Carry 6BR/3+2BA Single Family House offered at $1,099,000 Year Built 1987 Sq Footage 3,300 Bedrooms 6 ...
Patti Lyles | Century 21 Showcase, REALTORS ® | (831) 335-2100 13190 Irwin Way, Boulder Creek, CA Motivated Really needs offer= Walk to Downtown Boulder Creek from this 2 bedroom plus a garage which is a rare find in 2BR/1BA Single Family House offered at $238,000 Year Built 1968 Sq Footage 957 ...
Patti Lyles | Century 21 Showcase, REALTORS ® | (831) 335-2100 113 Falmouth Ct, Aptos, CA Look how close you are to Seascape Club *Resort *Villiage* BEACH 3BR/2BA Townhouse offered at $585,000 Year Built 1981 Sq Footage 1,478 Bedrooms 3 Bathrooms 2 full, 0 partial Floors 3 Parking 2 Car garage L...
CHASE Home Affordable Foreclosure The expansion of the government's Home Affordable program introduces new benefits for those homeowners who are no longer able to retain their home but would still like to avoid foreclosure. To qualify under Home Affordable Foreclosure Alternatives (HAFA), you mu...
Examining the contract California Residential Purchase Agreement PAGE 4   paragraphs 9 & 10   These paragraphs give the buyer the right to "investigate" the property and if they don’t like what they find can back out of the deal. I call it the BUYERS Due Diligence Period As the buyer, you are ent...
The rental market can be brutal, especially when a hot property that is well priced comes available.  It is entirely too frustrating when a property rents out quickly.  What can be worse is when an apartment for rent has a dozen other applications turned in and the property manager hasn’t made a ...
What you need to know about Mortgage Servicing Litigation    Mortgage Servicing Litigation is the last avenue for more borrowers who believe they have a case. Mortgage Litigation Report is something I keep an eye on.  Mortgage servicing litigation has skyrocketed 88% in the 2011 first quarter. Th...
Short sales will remain strong for the next several years as foreclosure inventories timelines grow even longer, according to the chief operating officer of Equator, a software platform for default servicers. “Short sales will be very prominent over the next 2-3 years as foreclosure inventories i...

Patti Lyles

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