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I have a Santa Cruz client who was considering a Short Sale when he told me he was just recently laid off from Seagate. What is the Home Affordable Unemployment Program (UP)?The Home Affordable Unemployment Program (UP) provides homeowners a forbearance, which is a temporary period of time durin...
I am an agent who is near the California San Bruno Fire today helping a client move her belongs. Click here to see news report: http://ac360.blogs.cnn.com/2010/09/10/huge-california-gas-fire-75-percent-contained/ She asked me two questions: •·         Do you have to continue to pay your Homeowner...
This is a pilot program and is not available to all real estate agents but I got a call from a Santa Cruz County Short Sale homeowner about it yesterday. I was trying to get the listing since May.   Bank of America is testing a new program, according to REO Insider, that will target 2000 pre-scre...
116 Monterey Street a block from Santa Cruz beach 2 Luxury houses in one near the best beach for surfing PROPERTY DETAILS $2,495,000 LISTING INFORMATION MLS: 81036151Bedrooms: 3Baths: 3Sq ft: 2516Lot Size: 7500Style: MediterraneanTaxes: $0.00 PROPERTY DESCRIPTION West Side Luxury Home: Only 4 yr...
I flipped when I called one of my Santa Cruz County Short Sale clients and found out they had lied about talking to an attorney when I asked that they get the Short Sale Approval reviewed.  What a liability! Short Sale clients are in distress and can't afford to retain legal counsel.  It took a m...
Answer is: It depends on who is handling your Short Sale. Homeowner Association dues Many of the lenders won't pay past due HOA dues, and the short sale can't be closed without bringing the HOA dues current. If you can, keep your HOA dues current or plan to bring money to close to pay for them.  ...
Get Help from a Local Santa Cruz County Short Sale Expert Feeling like there is no other option but foreclosure can be an overwhelming experience. Know that you are not alone. Thousands of homeowners in the United States are facing the same challenges as you every single day. Now more than ever b...
A Landlord, who has a tenant, who hasn't paid her for more than a year and the BofA bank has issued a Notice of Default. Landlord is related to tenant. She is now in foreclosure on that home, and facing foreclosure on her primary residence.  BofA services both loans and demands that Landlord remo...
Lenn Hanley did such a superior job on this post I decided to do my first re-blog. Someone give this lady a TV show on CNN. I am about to go into the ring with BofA with a client with assets. So I am getting an Attorney to tag team with me. Breach of Fiduciary duty, is consided fraud under CA la...

Patti Lyles

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