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•1.    The Realtor herd continues to thin, with NAR reporting 2010 membership totals (as of Nov. 30, 2010) of 1,079,687 million-down nearly 300,000 from NAR's peak membership year of 2006. •2.      157 banks were closed/taken over by the FDIC in 2010 (as of early December). •3.      30-year fixed...
The technology company behind Equator software says lenders initiated more than 500,000 short sales via its automated platform in the last year. "Our Short Sale and HAFA Workstations continue to provide servicers with a viable foreclosure alternative by generating faster responses and decisions, ...
When you buy a house you will get a to know about the gas pipeleines, The September 9, 2010, PG&E pipeline explosion on the San Francisco Peninsula triggered an unprecedented outcry from property owners and local government officials for the public disclosure of natural gas pipeline maps. However...
  Proof of Funds: Is the verification of funds is to prove the buyer has a down payment or all of the cash necessary to avoid getting a mortgage to buy the property; the process is basically the same. The buyer will need to produce a document. The document can sometimes be verified by a loan offi...
Happy Thanksgiving from all of us here at  Century 21 Showcase, REALTORS ® I am always thankful for a holiday that doesn't require atonement or starvation!!! We are more thankful for the clients that we had this year and hope to have in the future.  In the spirit of Thanksgiving, we are reaching ...
That was a question a new client who is just starting out asked me that question: 1st: It is totally irrelevant what the current seller paid for the home. What matters is what is the current value. The value of a home is a mix of objective data and with a subjective component,  I always provide m...
I hope you find this information helpful the next time you write an offer on HUD short sale. If you are buying a Santa Cruz County Short Sale your Buyer's agent needs to know what is and is not allowable so that you can best use your clients' funds to get an approved deal. When I represent the se...
We proudly trace our roots to 1974 as Showcase REALTORS, and in 1982 we became affiliated with the CENTURY 21® organization. 831-335-2100   CENTURY 21 Showcase, REALTORS - 831-335-2100 Email:   email@C21showcaseREALTORS.com Web Page:  http://C21showcaseREALTORS.comServing Areas:  Santa Cruz, Scot...
Buyers are often frustrated and cannot understand the bank's logic or reasoning behind their response to their offer. I want to start out by helping you approach the world of bank-owned properties with a basic mindset shift: banks are not people. What I mean by that is that banks do not operate o...
The California Housing Finance AgencyWants You to Keep Your Home CalHFA is not taking applications or maintaining waiting lists for the Keep Your Home California programs at this time. If you are currently struggling to make your mortgage payment, are in any stage of mortgage delinquency or are a...

Patti Lyles

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