RECENT BLOG POSTS
By Owner or Use an Agent   Some people are very successful at selling their home “by owner”. They have knowledge of key marketing strategies, how to best show their home, and they possess a good understanding of contracts. They are versed in negotiation tactics, but most of all, they are aware o...
07/22/2011
What to Know About Credit   There is nothing more important than your credit when it comes to buying a home. The first thing a lender will do is review your credit report. This is a history of money you have borrowed in the past and how you have repaid those debts. It contains a list of debts su...
07/22/2011
Figuring What You Can Afford   In addition to your monthly mortgage payments, there are many things to factor in when determining how much you can afford, or even if you can afford to buy a home at all. There is a down payment for the loan, closing costs, moving expenses, plus purchases and main...
07/22/2011
Determining the Right Home for You   There are a number of things to consider when choosing the right home and everyone’s priority is different. Where should it be located; neighborhood preference; single or multi-level, number of bedrooms and baths; square footage; yard size; features; quality ...
07/22/2011
Advantages of Owning a Home   While some people choose the flexibility of renting and being somewhat free of maintenance while having the ability to move often, many choose ownership for other reasons. It would be nice to say that the main reason for owning a home is the pride of home ownership,...
07/22/2011
What is Rent-To-Own?"Rent to Own", otherwise known as "renting with the option to buy", is a technique where the tenant, in addition to a lease, is given the right or "option" to purchase the property at some point in the future.Here at Dennis J. Zisa & Associates, we utilize this technique in or...
07/22/2011
What is an Installment Sale Purchase? An installment sale, otherwise known as a "contract-for-deed", is a creative financing technique utilized in the purchase and sale of real estate. Because it involves "seller-financing", it effectively eliminates the need for the buyer to apply with a bank or...
07/19/2011
  Passing a Home Inspection   Home inspections have become very popular in today's real estate world. Most buyers hire a professional home inspector to take a closer look at a home prior to closing, or even prior to writing a purchase contract. The inspections cover a multitude of systems within...
07/18/2011
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Showing Your Home   Showing your home is probably the most important part of the selling process. Consider the following carefully as you prepare your home for viewing:    »  First impressions mean a lot and often prospective buyers make a decision almost immediately.    »  Curb appeal is import...
07/15/2011
Passing a Home Inspection   Home inspections have become very popular in today's real estate world. Most buyers hire a professional home inspector to take a closer look at a home prior to closing, or even prior to writing a purchase contract. The inspections cover a multitude of systems within y...
07/15/2011
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Dennis J. Zisa & Associates, Inc.

29 years in So. Jersey and the Greater Camden area
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