What a great recap of the safety, security and soundness issues that will get flagged by an appraiser. Some information every buyer and seller should be aware of.FHA guidelines state that a house has to meet MPR (minimum property standards) for existing houses, and MPS (minimum property requirem
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02/15/2012
Encinitas, California house market report for December 2011. Encinitas, at an average price of $1,008,660 and an median price of $880,000 for a detached house, is one of the more desirable areas in North San Diego County. Residents love it here because of its great coastal location. The totals fo
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01/31/2012
Carlsbad, California house market report for December 2011. Carlsbad, at an average price of $613,495 for a detached house, is one of the more desirable areas in North San Diego County. Residents love it here because of its great coastal location. The totals for detached houses in Carlsbad in Dec
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01/31/2012
Oceanside, California house market report for December 2011. Oceanside, at an average price of $332,000 for a detached house, is one of the more affordable areas in North San Diego County. Residents love it here because of its great coastal location. Therefore, the number of sales has been hi
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01/31/2012
Why I no longer accompany the buyers inspector as a buyers agent. There was an valuable article in the real estate magazine several years ago. It talked about a case about a buyers agent trying to be helpful and take care of their client at an inspection. Unfortunately, the inspector missed somet
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01/21/2012
These are great tips for sellers who will have an appraisal. It also applies to preparing for the buyers home inspection. Dennis & Sunshine Smith RE/MAX BY-THE-SEA How To Prepare for a Home Appraisal You’ve just signed all of the paperwork for your refinance, handed the loan officer the check
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01/04/2012
4121 Baycliff Wy Oceanside, CA 92056 Upgraded home in Carlsbad School District Home Photo Gallery Virtual Tour Property Map Payment Info Request Showing Dennis Smith DRE# 00476662 Office: 760-436-0087 Mobile: 760-212-8225 Website: Visit Website Price : $119,000 Bedrooms : 2 Bathroo
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11/27/2011
Obama HARP Refi Plan - Politics or real help? This seems to be more political rhetoric than real help to the bulk of the homeowners in difficulty. It expands the existing program by taking off the high limit to refinance for underwater owners. Until now, you could not refinance if you were u
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10/25/2011
Is Your Mortgage Payment Dragging You Down? Are you a financially distressed, San Diego area homeowner? One in seven mortgages in this country is headed toward foreclosure. That includes many in San Diego County. If you or someone you care about is feeling burdened by a mortgage that is unafforda
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10/17/2011
It is against the law for an agent to provide a rate sheet or loan application unless the agent provides a specific disclaimer and then keeps them on file for 2 years. Yes kiddies, more paperwork and more storage of that useless paperwork. Hopefully we do not need to keep the hard copies, just
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08/18/2011
