David Crisp's (dcrisp) Blog

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Mortgage and Lending - Ann Arbor Mortgage
RECENT BLOG POSTS
Mortgage Bonds got some good inflation news by way of the Consumer Price Index: the CPI for July was reported at 0.1%, and the more closely watched Core CPI at 0.2%. The Report was in line with expectations and suggests that Core Inflation is stable to moderating. This is good news for Bonds and ...
08/15/2007
A few weeks ago a realtor friend of mine asked me if I had any ideas how she could make her listings more attractive to potential buyers.  Most of her listings were under two hundred thousand so she was looking for first time home buyers.  I put together a flyer marketing the home with a zero dow...
06/06/2007
May 31, 2007Rate Watch- Mortgage rates rose again this week on strong economic growth outside of the housing market.  The average rate on 30-year fixed-rate loans climbed to 6.41% for the week ending May 31, up from 6.37% the previous week.  Last year at this time, 30-year mortgage rates averaged...
06/06/2007
 April 26, 2007Rate Watch - Mortgage applications ended their five-week decline last week, helped by a decline in interestrates. Mortgage applications have slipped in recent weeks, hurt by the recent crisis in the subprime mortgagesector, which has fueled concerns that lenders may clamp down in l...
04/26/2007
Many people don't realize how their credit score is created.  It is so important today to realize what effects your credit for the good and the bad.  Below are the basics. The Five Factors of Credit Scoring                                                There are five factors that comprise the cr...
04/04/2007
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WowBetween Anna Nichole and the Sub Prime Market trouble you would think there was not very much else going on in the world.  Is the media blowing the sub prime issue out of proportion?  Well lets look at it.  20% of all mortgages last year were sub prime loans.  40 % of those were new home purch...
03/20/2007
                                                                  March 20, 2007 The Subprime Dilemma-These loans have been around for years-so why all the drama now? Many subprime and other adjustable home loan rates have moved dramatically higher, due in part to the Federal Reserve Boards recen...
03/20/2007
 February 27, 2007Rate Watch - Mortgage rates fell in the past week.  The 30-year fixed rate mortgage averaged 6.22%, down from 6.30% last week, according to Freddie Mac's Primary Mortgage Market Survey.  Last year at this time, the 30-year averaged 6.26%. --What happens overseas has an impact on...
02/27/2007
Are you thinking about buying a home this year?  Very cool! Owning a home is such an awesome experience.  You get your own space, you can paint and decorate anyway you want to.  If you want orange walls with green shag carpet you can have it (although you may be stuck in the 1970's).  You will re...
02/16/2007
To all the realtors out there. I was reading a blog from Mariana Wagner about how she hates the perception some people have of real estate agents.  As in all profession there are good agents and there are bad agents (there are also great agents and horrible agents).  There seems to be so many par...
01/31/2007
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