Mortgages N Money

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Mortgage and Lending - The Legacy Group
Mortgages and Finance
RECENT BLOG POSTS
I have been asked the question a fair amount over the years. “How do you get more referrals from your clients and referral relationships?” There are really several ways and I could say its complicated but it really is not. You can network and have several referral partners such as CPA’s, financia...
06/10/2011
For those of you who are in the process of saving or shopping for a new home I have great news! Fannie Mae has a special program called-HomePath Mortgage which allows a borrower to purchase a Fannie Mae-owned property with a down payment as low as 3% with No mortgage insurance, flexible mortgage ...
06/09/2011
  As you may know your credit score is an important factor in determining the overall cost to your mortgage loan. Interest rates are priced based on the middle of your 3 credit scores. The 3 major credit bureaus have an automated system that determines your credit scores based on several primary ...
05/03/2011
Great news House Passed the extension of the Home buyers Tax Credit today. By a margin of 409-5, the House of Representatives today passed a bill (H.R. 5623) that would extend the closing date for the first time homebuyer tax credits by three months to September 30, 2010. The Senate could vote on...
06/29/2010
The Senate voted Wednesday to give homebuyers another three months to settle on their contracts and take advantage of a popular tax credit that sparked a rush of activity in the housing market. The Senate, with a vote of 60-37, accepted an amendment by Democratic Leader Harry Reid that extends t...
06/17/2010
For those of you who have clients who are in contract on a property that was signed by April 30th you may be in luck if you are cutting it close to the June 30th deadline for the tax credit. Congress is considering an extension of the Home Buyer Tax Credit for those that are having trouble ( usua...
06/16/2010
The Federal Government's pressure to get loan servicers and investors to reduce homeowners loan balances is getting heavier but the two biggest owners of mortgages are not listening. Fannie Mae and Freddie Mac who are controlled by the Government are not in the business of lowering the principal ...
05/27/2010
The biggest question I get is where are interest rates headed? Well I believe they will start to gradually increase soon. There are a few reasons for this but the biggest is the Fed will soon stop their mortgage backed security buying program and start to sell them. This will push rates higher. I...
03/29/2010
The Perfect Storm is Brewing right now in America right now. The Government is printing money at a record pace, the country's deficit is rising to nearly 14 Trillion dollars and unemployment is over 10% now. I realize this is doom and gloom information but let's get real here. The Fed has nearly ...
11/19/2009
  The U.S. Senate approved a $45 billion plan to expand a tax credit for first-time homebuyers, extend jobless benefits and provide tax refunds to money-losing companies. Lawmakers voted 98-0 for the measure, sending it to the House. The bill then would be forwarded to President Barack Obama for ...
11/05/2009
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Dan Chapman

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