RECENT BLOG POSTS
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If you are considering applying for a mortgage to purchase a new home or to refinance your present home, don't delay. Despite fluctuation in interest rates, lenders are still swamped with new loan applications, many from refinancers.You should gather all the necessary paperwork before you apply, ...
05/01/2010
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Most people know that a checkered credit history can disqualify you for a home loan, and maxed-out credit cards can do the same thing. But what most people don't know is that merely having a large number of credit cards, even with low balances and a history of timely payments, can disqualify you ...
05/01/2010
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Many buyers make home buying decisions based primarily upon emotional reactions to the homes we show them. A freshly-painted house with clean windows and waxed floors will sell for top dollar, while a nearby home which needs a lot of cosmetic attention languishes on the market, even with a much l...
04/30/2010
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Some buyers and sellers arrive at the closing feeling terrific about the transactions--they like each other, they like their new home, their Realtor, and even the lender. Others feel stressed out and are complete nervous wrecks. Whether you are the buyer or the seller, you will play an important ...
04/29/2010
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To take much of the guesswork out of your consideration about whether a particular property in town is a good investment, you can check on the actual selling price of similar homes in the neighborhood.Some sales information, such as the selling price, the financing terms, and the transaction date...
04/28/2010
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The closing table is the ideal place to sign papers, trade keys, and drink a toast to the new homeowners. Sometimes that setting is filled with tension and pressure as each side tries to work out important details of the transaction at the last minute.How can you help make your closing a relaxed ...
04/27/2010
Most people are not at their best when they are at the closing. They are feeling nervous and vulnerable as they sign the papers, and may even be fighting off an attack of buyer's remorse. Even though you may be inclined to just sign the papers, it is a good idea to check the paperwork and ask any...
04/26/2010
When you buy a house, you are asked to sign an amazing number of documents, especially if you are obtaining a mortgage. It is prudent to read all of the papers before signing them, but it may not be practical to do this at the actual closing. There is a way you can read everything first without h...
04/25/2010
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Buyers will have an opportunity to walk through the home they are buying just before the closing to make sure it is in the same condition as when the contract was ratified. They will check the appliances and make sure that the agreed-upon repairs were completed.They usually see their new home emp...
04/23/2010
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The final closing date is usually an important item in the negotiation of the purchase agreement on a home. This is the day when the buyers get their ownership papers and the sellers get their money. It is important to remember that most standard contracts don't pinpoint a specific date, and clos...
04/23/2010
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