Pros and Cons of Going Condo   Condominiums and townhouses offer an affordable option to single-family homes in many markets, and they're ideal for those who appreciate a maintenance-free lifestyle. But before you buy, make sure you do your legwork. These are some of the important elements to con...
Tips for Buying in a Tight Market Increase your chances of getting your dream house in a competitive housing market, and lower your chances of losing out to another buyer. 1. Get prequalified for a mortgage. You'll be able to make a firm commitment to buy and your offer will be more desirable to ...
Tips for Finding the Perfect Neighborhood Your neighborhood has a big impact on your lifestyle. Follow these steps to find the perfect community to call home.  •·       Is it close to your favorite spots? Make a list of the activities - movies, health club, church, etc. - you engage in regularly ...
Your Property Wish List  What does your future home look like? Where is it located? As you hunt down your dream home, consult this list to evaluate properties and keep your priorities top of mind.   •□        Neighborhoods  What neighborhoods do you prefer?  •□        Schools  What school systems...
10 Questions to Ask the Condo BoardBefore you buy, contact the condo board with the following questions. In the process, you'll learn how responsive - and organized - its members are. You'll also be alerted to potential problems with the property.1. What percentage of units is owner-occupied? Wha...
5 Property Tax Questions You Need to Ask1. What is the assessed value of the property? Note that assessed value is generally less than market value. Ask to see a recent copy of the seller's tax bill to help you determine this information. 2. How often are properties reassessed, and when was the l...
How High Tech Home is Your Home?If the latest technology or entertainment options are important in your new home, add the following questions to your buyer's checklist. 1. Are there enough jacks in every room for cable TV and high-speed Internet hookups? 2. Are there ample telephone extensions or...
Ten Facts about Mortgage Debt Forgiveness  If your mortgage debt is partly or entirely forgiven during tax years 2007 through 2012, you may be able to claim special tax relief and exclude the debt forgiven from your income. Here are 10 facts the IRS wants you to know about Mortgage Debt Forgivene...
8 Tips to Guide for Your Home Search1. Research before you look. Decide what features you most want to have in a home, what neighborhoods you prefer, and how much you'd be willing to spend each month for housing. 2. Be realistic. It's OK to be picky, but don't be unrealistic with your expectation...
Thinking of Making an Offer on a Short Sale? What You Need to Know   Are you looking to buy a new home? Are you thinking that now's a great time to find bargains? That's true, but it pays to know a little about the seller's situation before you make an offer.  If a home is being sold for below wh...

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