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What Not to Overlook on a Final Walk-through   It's guaranteed to be hectic right before closing, but you should always make time for a final walk-through. Your goal is to make sure that your home is in the same condition you expected it would be. Ideally, the sellers already have moved out. This...
03/24/2010
What's a Home Warranty? A home warranty is a service contract, normally for one year, which helps protect home owners against the cost of unexpected covered repairs or replacement on their major systems and appliances that break down due to normal wear and tear. Coverage is for systems and applia...
03/23/2010
Linguine with Red Clam Sauce INGREDIENTS: 1 onion, chopped 1 or 2 garlic cloves, minced 2 Tbs. olive oil 2 6 1/2-oz. cans minced clams, drained 1 6-oz. can tomato paste 1 can diced tomatoes 1/2 cup water 2 Tbs. lemon juice 1 Tbs. chopped fresh parsley or 1/2 Tbs. dried 1 tsp. sugar 1/4 tsp. rose...
03/23/2010
Tips for Lowering Homeowner's Insurance Costs1. Review the Comprehensive Loss Underwriting Exchange (CLUE) report on the property you're interested in buying. CLUE reports detail the property's claims history for the most recent five years, which insurers may use to deny coverage. Make the sale c...
03/23/2010
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Roasted Peanuts INGREDIENTS: Peanuts Salt DIRECTIONS: Roast single layer of raw shelled peanuts on flat pan or cookie sheet in preheated 350 degree oven for 15-20 minutes, stirring occasionally. Salt to taste. For roasting raw, unshelled peanuts, increase roasting time to 30-35 minutes. Now that ...
03/22/2010
5 Things to Know About Homeowner's Insurance1. Know about exclusions to coverage. For example, most insurance policies do not cover flood or earthquake damage as a standard item. These types of coverage must be bought separately. 2. Know about dollar limitations on claims. Even if you are covered...
03/22/2010
1.    Your mortgage lender is going to require it. Title insurance protects the lender and the secondary markets to which they sell the loans from defects in the title to your home and property. It ensures the validity and enforceability of the mortgage document. Title defects could include mista...
03/21/2010
What a Home Inspection Should CoverHome inspections will vary depending on the type of property you are purchasing. A large historic home, for example, will require a more specialized inspection than a small condominium. However, the following are the basic elements that a home inspector will che...
03/20/2010
German Apple Pancake INGREDIENTS: 2 tablespoons butter 4 tablespoons sugar 3/4 teaspoon cinnamon 1 large tart apple, cored and sliced thinly 4 eggs 2/3 cup milk 1/3 cup flour 1/4 teaspoon salt 1 teaspoon vanilla (optional) DIRECTIONS: Melt butter in 10-inch frying pan with oven proof handle (a we...
03/19/2010
Before you make your final buying or selling decision, you should have the home inspected by a professional. An inspection can alert you to potential problems with a property and allow you to make an informed decision. Ask these questions to prospective home inspectors: 1. Will your inspection me...
03/18/2010
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