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2013 

Conventional 30 year Mortgage: 3.625% Credit score:740 LTV:80% Loan Amount:$200k APR: 4.01% FHA 30 year:3.25% Credit Score:640 LTV:96.5% loan amount:$200k APR:4.08% Conventional 15 year:3% Credit score:740 LTV:80% Loan Amount:$200k APR:3.4%   Call me today if you are thinking of refinancing or bu...
01/29/2013
When getting a mortgage your debt to income ratio is a major deciding factor on whether you get approved and for how much.  Your debt to income ratio is a calculation of your debts divided by your gross income(before taxes).  But there is more to your debt to income ratio, then just the calculati...
01/28/2013
Conventional 30 year Mortgage: 3.375% Credit score:740 LTV:80% Loan Amount:$200k APR: 3.63% FHA 30 year:3.25% Credit Score:640 LTV:96.5% loan amount:$200k APR:4.08% Conventional 15 year:2.75% Credit score:740 LTV:80% Loan Amount:$200k APR:3.05%   Call me today if you are thinking of refinancing o...
01/23/2013
I was thinking the other day, about how a mortgage has many parts.  Like the anatomy of the human body.  And I thought it was important to go over them.   Here is the list of the major parts of your mortgage and an explanation of them:  1.      Credit- Every type of mortgage requires a minimum cr...
01/17/2013
Conventional 30 year Mortgage: 3.375% Credit score:740 LTV:80% Loan Amount:$200k APR: 3.63% FHA 30 year:3.25% Credit Score:640 LTV:96.5% loan amount:$200k APR:4.08% Conventional 15 year:2.75% Credit score:740 LTV:80% Loan Amount:$200k APR:3.05%   Call me today if you are thinking of refinancing o...
01/16/2013
New Territory Community Wide Garage Sale To benefit the Gold Awards of Girl Scout Troop 238 Saturday, April 6th, 20137:30am - 11:30am Register for a slot by March 15th and pay only $25! After March 15th the price for a slot will go up to $30Please see the attached registration form Ellis Creek Pa...
01/15/2013
Conventional 30 year Mortgage: 3.375% Credit score:740 LTV:80% Loan Amount:$200k APR: 3.63% FHA 30 year:3.25% Credit Score:640 LTV:96.5% loan amount:$200k APR:4.08% Conventional 15 year:2.75% Credit score:740 LTV:80% Loan Amount:$200k APR:3.05%   Call me today if you are thinking of refinancing o...
01/09/2013
Conventional 30 year Mortgage: 3.375% Credit score:740 LTV:80% Loan Amount:$200k APR: 3.63% FHA 30 year:3.25% Credit Score:640 LTV:96.5% loan amount:$200k APR:4.08% Conventional 15 year:2.75% Credit score:740 LTV:80% Loan Amount:$200k APR:3.05%   Call me today if you are thinking of refinancing o...
01/02/2013
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David Krichmar

DaveYourMortgageGuy.com
local_phone(832) 689-6012
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