Dave Halpern, Broker, SRES

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Real Estate Agent - Dave Halpern Real Estate Agent, Inc., Louisville, KY (502) 664-7827
RECENT BLOG POSTS
Spouses incur so many risks when they decide NOT to get rid of the marital home and the marital mortgage debt. If the house is “underwater” or has an “upside down mortgage”, they can short sale the house before or after the divorce is final. Waiting to sell after the divorce could spell disaster....
06/03/2011
Judy Chapman, Realtor from Chicago, has written one of the most eloquent descriptions of the emotional aspect of foreclosure. A short sale is indeed an emotional solution, not only a financial solution. Thank you, Judy. I am reblogging Judy's post here...When your house is underwater, it’s like d...
06/02/2011
The TV news shows are abuzz with how house values have gone down relative to same month prices from last year. “Economists are puzzled,” they say. Maybe they should ask a Realtor! Remember the $8,000 tax credit that propped up values last year? Realtors remember. Realtors run comparable market an...
05/31/2011
Are you having difficulty paying your mortgage payment? Do you need to get rid of this house but you owe more than it is worth? Do you feel that if you got rid of the high mortgage payment you could handle your other obligations? Are you falling behind on bills just so you can make the mortgage p...
05/30/2011
The public is welcome to participate in placing 25,000 flags in Louisville Waterfront Park. The flags are positioned to spell out a giant USA. These pictures show thousands of flags on the Great Lawn at the foot of the Louisville skyline. The organizers are Flags4Vets: The National Flags for Vete...
05/29/2011
Usually the lender prefers to lose $50,000 rather than pay an electric bill. Foreclosing lenders turn down short sale offers after stringing everyone along for months or years. They scare owners off and scare tenants away if it's rented. Owners don't have money to keep utilities on in a vacant ho...
05/28/2011
When a borrower “surrenders” a property in a bankruptcy, the ownership doesn’t automatically revert to the bank.“Surrender” means you are declaring that you do not intend to keep the property. The house and the liability of ownership remain with you, the owner, until you get rid of your ownership...
05/27/2011

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  Is it a big “O”? Or just a garden hose? I can’t walk by an interesting pattern without taking it home with me – as a picture in my camera. No exception here. Something about the symmetry, the lighting, the background. The care someone took to coil the hose. Another bold image for my trivia coll...
05/25/2011
It's a common misconception that if "I give her/him the house" you are done with the responsibility for the loan. If you are signed on the loan, the lender will hold you responsible for the payments whether you have an ownership interest or not. "Giving the house" is often referred to as a "quitc...
05/24/2011
Many sellers wonder why their house isn’t selling even though their neighbor’s houses sell for more money and faster. These houses often have inferior lots. Postage stamp size lots surrounded by larger lots. Unusable or dangerous sloping backyards. Houses that back up to massive buzzing electrica...
05/23/2011
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Dave Halpern

Louisville Short Sale Expert
local_phone(502) 664-7827
smartphone(502) 664-7827
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