Solar and Wind

The parent company of ABC American Home Mortgage is in serious trouble the stock has not traded since 9:30am today. Rumours are that they will no longer or suspend funding loans. Wells Fargo has exited the sub prime business and Countrwide and Chase are reducing the products they offer in that ar...

In addition to the 100% prime and sub prime loans my community is another alternative. Highlighted below are some benefits of my community. Income limits vary by state and county.Try Fannie Mae "My Community"Benefits:  •·      100% financing in one loan (1 unit)•·      97 LTV = 2 Units; 95 LTV = ...

Yesterday I was watching a program on the technological innovations that occurred in the 1980's and I was awed by how so much change came into our lives.Some of the changes where so profound that they ranked in the 100 of PC Magazines all time rankings. I will mention a few and then ask you if yo...

I met with a Realtor yesterday who happens to be a one man shop. His mother left him the business. I asked him how things were going and he said "I have closed 5 deals so far this year and they are all foreclosures".The mother is a very smart woman, I have known them since 1999 and she has always...

The term branding is used a lot but what does it mean to you? Is it your name? Is it the name of the company you work for? What is the mystery behind the word brand? Here is a definition of branding I pulled of the Internet "A traditional advertising method used to create an acquired response fro...

Very dramatic title. Know that I have your attention what does it mean?How many of you remember the Encylopedia Britannica sales person. You will have someone come to your home and convince your mother or father to buy the encylopedia for their children. What happened to him / her?The company is ...

I had an appointment with a broker today. I had not seen in him in over 4 years and in that time he had opened his own shop. He has about 3000 sq ft and has been in business for 2.5 years. He took me to lunch and we got to talking shop. He wanted to know if I still did 100% stated income loans st...

I read one of the blogs today and it opened my eys to some thing that I never gave any thought too. I have a data base that has my clients, my business partners and my prospects in it.My business partners are my attorneys and Realtors. I send out as often as 3 times a week information that can he...

As requested by a few of you. Here is the reprint. Thanks to Bill Deavers.Once your loan package has been sent to the lender there are a number of things you should avoid doing that will change your financial picture. Remember, the lender is looking for stability and consistency. If you want the ...

That is a statement that a loan officer or Realtor hates to say or hear. What happened? Every thing was going so well. We were days from closing and then this bombshell....Have you had this happen to you? Well when I worked for the Wells Fargo's or the Home Savings of the world it happened a few ...