Colton Daines's (coltondaines) Blog

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Mortgage and Lending - Sage Financial Services, Inc.
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Email, fax, posted mail is not secure. I have never sent out an endorsement before on a company, but this one deserves the attention of anyone who shares confidential information. I have been signed up with the company for about a month and have been using it to share any confidential files (in P...
02/05/2008
I have never sent out an endorsement before on a company, but this one deserves the attention of anyone who shares confidential information. I have been signed up with the company for about a month and have been using it to share any confidential files (in PDF format) with clients who have reques...
02/04/2008
Take a look at this great website that will benefit keeping confidential files secure and more. Egnyte.com Egnyte is a file management system that will work for both personal and business purposes. Simply installing Egnyte allows you to activate a folder, and its contents will be uploaded and tra...
02/01/2008
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Here is an article from CountryWide that explains an option arm loan very well. I feel these loans are confusing to borrowers and usually advise client towards at least an interest only. These loans are in my opinion what fueled the mortgage problems we are currently seeing. This is how it works:...
01/29/2008
Merrill Lynch is predicting Fed Funds to hit 1% and the yield on the 10-yr Treasury to get to 3.0% by the end of 2008. Are they the smartest guys in the room? I sure hope so… So far this morning things are pretty quiet with the 10-yr coming in at 3.60% and mortgages roughly unchanged from Friday ...
01/29/2008
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January 28,2008 This will be a busy week for scheduled economic news, possibly including another Fed rate cut, regardless of what the stock markets do. 1. Monday: we have December’s New Home Sales (expected -0.3% to 645,000 after November’s big drop), along with a $24 billion 2-yr Treasury auctio...
01/28/2008
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January 22, 2008 The Federal Reserve Board cut the Federal Funds rate and the Discount rate as well in December for the third time in a row, and today there was a .75% cut in an emergency meeting because of Wall Streets downturn. It is anticipated by many economists that the Federal Reserve will...
01/25/2008
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Colton Daines

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