real estate advice from the southwest ohio expert realtor: Surviving the Sub-zero Temperatures at Home in Ohio - 01/06/14 02:48 AM
Surviving the Sub-zero Temperatures at Home in Ohio
Tips on surviving the frigid cold at home in Ohio during the Winter months:
With sub-zero temperatures, Dayton Power and Light in Ohio released information that power failures are possible in high winds, ice and freezing rain conditions. The company recommends turning off all heat-producing appliances, like stoves, in case the home is vacant when power is restored. Prepare a sub-zero temperatures winter storm kit with a radio, bottled water, non-perishables, flashlights, and first aid items.  Create a plan, especially if medical equipment needs to continuously operate. Inform DP&L of your medical equipment and you may get priority … (1 comments)

real estate advice from the southwest ohio expert realtor: Dayton Area Home Sales for March 2011 - 05/19/11 10:39 AM
Dayton Area Home Sales for March 2011
While sales of single-family and condominiums were up in the month of March compared to February's total (805 transactions versus 637 in February), the year-over year comparison shows a market still facing the challenges of economic recovery.  March totals showed a 17.7% decline over last March's 978 sales. It is worth noting that it was at this time in 2010 when the $8,000 tax credit was in full gear, spurring activity through the first six months of last year.
March sales activity generated $76.2 million in volume with an average sale price of $94,652. … (0 comments)

real estate advice from the southwest ohio expert realtor: Seller Frequently Asked Questions - 04/17/11 04:39 AM
Seller Frequently Asked Questions
Q. What typically goes into a listing agreement?
A. The listing agreement is typically between you and the real estate company you employ. Think of it as your legal instructions to the people who will market your home and represent you in the sale. Such an agreement must include beginning and ending dates for the term of the listing; the conditions to which you, the listing agent and the real estate company agree; and a price (usually a percentage of the eventual sale price) you'll pay for services rendered in the sale of your home.
Q. How … (0 comments)

real estate advice from the southwest ohio expert realtor: Home Buyer Frequently Asked Questions - 04/17/11 04:34 AM
Home Buyer Frequently Asked Questions
Q: I'm thinking about buying a home. Where do I start?A: The first step for potential homebuyers is a credit check. It's best to keep an eye on your credit reports so you can spot any mistakes and dispute them. You should also avoid running up high credit card bills in the months prior to buying a home.
These two steps will help you in the next phase of your game plan, pre-approval on a mortgage . A full-service real estate broker can help you with this portion of the plan. Pre-approval includes analyzing your income, … (4 comments)

real estate advice from the southwest ohio expert realtor: Best Marketing Money Spent As A Realtor - 03/21/11 09:51 AM
I just spent $135 to better my marketing as a Realtor, and I mean "just" less than an hour ago! I spent marketing money on a Sony Cybershot camera with a panorama photo feature. Already I feel like a million bucks! The camera is the best marketing money I EVER spent as a Realtor! My listings will now have the extra marketing and advertising spark so many listings are lacking, and result in more home buyer showings than the competition netting more money for my home sellers. I'm so excited and wanted to share my newly discovered, low cost real estate business boosting tool with fellow … (7 comments)

real estate advice from the southwest ohio expert realtor: 9 Eco-Friendly Kitchen Ideas - 03/07/11 08:20 PM
9 Eco-Friendly Kitchen Ideas
Give your kitchen a green makeover with these eco-friendly tips.
Designers and experts share insight on materials, products and designs that are perfect for outfitting an eco-friendly kitchen.
Bamboo According to housewares expert Gus Dallas, the latest in environmentally friendly kitchens includes fast-growing bamboo. The material makes great cutting boards and it can also be used for backsplashes and flooring. Scrap wood IKEA kitchen designer Martha Saldumbide says, "Where we can spare the environment, we do. We use a lot of scrap wood. It's the wood that nobody else wants but it's still really good hard wood." … (11 comments)

real estate advice from the southwest ohio expert realtor: Home Improvement Apps for iPhone, Android, and BlackBerry - 03/03/11 05:36 PM
Home Improvement Apps for iPhone, Android, and BlackBerry
Application software, also known as an application or an "app", is computer software designed to help the user to perform specific tasks. Downloadable iPhone, Android, and Blackberry apps offer ways to maintain, improve, and save money on your home. (New!)
Home Improvement Apps for iPhone, Android, and BlackBerry: Your Digital Toolbox Downloadable iPhone and Android apps offer ways to maintain, improve, and save money on your home. Read
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Copyright 2011 NATIONAL ASSOCIATION OF REALTORS®
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real estate advice from the southwest ohio expert realtor: 7 Mortgage Interest Deduction Myths - 03/03/11 05:27 PM
7 Mortgage Interest Deduction Myths
Don't let confusion or misinformation from others lead to an audit! Mortgage interest is a tax-deductible expense. A home mortgage interest deduction allows taxpayers who own their homes to reduce their taxable income by the amount of interest paid on the loan. For more information, click the link below to read the full article. (New!)
7 Mortgage Interest Deduction Myths Think losing the mortgage interest deduction would be no big deal? We bust seven myths to show why the cost is bigger than you think. Read
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Copyright 2011 NATIONAL ASSOCIATION … (2 comments)

real estate advice from the southwest ohio expert realtor: How to Collect Energy Tax Credits - 03/03/11 05:16 PM
How to Collect Energy Tax CreditsFederal tax credits are available for homeowners who purchase energy-efficient equipment, appliances, and make improvements to their homes. What's covered, what's not, how to collect the energy tax credits, and the amount of the credit can be confusing. Read the linked article available for information on the specifics of how to collect the energy tax credits.
2011 Energy Tax Credits: What You Need to Know to Collect Washington is giving you less green for going green, as the feds reel back the 2011 energy tax credits from a lavish $1,500 to a paltry $500. Read
Visit … (0 comments)

real estate advice from the southwest ohio expert realtor: Home Spring Cleaning with Green, Eco-Friendly Tips - 03/03/11 04:55 PM
Home Spring Cleaning with Green, Eco-Friendly Tips
The beginning of Spring is the time of year to remove the winter blues from the home! Many homeowners made New Year's resolutions to clean up their acts. Spring is a great time to set aside for cleaning a house. Spring cleaning at home may never be effortless, but the project can be more manageable and a green, eco-friendly task too!
Spring Cleaning Guide Make spring cleaning less of a chore by following these smarter—and mostly greener—tips for this annual rite of homeownership. Read
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Copyright 2011 … (3 comments)

real estate advice from the southwest ohio expert realtor: Easy, Inexpensive Solutions - How to Repair Hardwood Floors - 02/14/11 05:29 PM
Easy, Inexpensive Solutions - How to Repair Hardwood Floors
Dogs chase kids, pans drop, chairs scrape, and soon hardwood floors need repairs. Erase scratches that ruin red oak or Brazilian cherry. A professional floor refinisher will charge $1 to $4 per sq. ft. to apply a new coat of finish. No worries. Read inexpensive ways to remove wood scratches and repair deep gouges in a few easy steps.
Repair Wood Floors and Erase Ugly Scratches Repair wood floors and scratches that make rooms look worn out. We’ll show you easy ways to put the luster back into your floors. … (3 comments)

real estate advice from the southwest ohio expert realtor: Mortgage With a 500 Credit Score Now Possible! - 02/08/11 12:24 AM
Real Living Mortgage (a division of Wells Fargo Bank) now allows a borrower to get a mortgage with a credit score of as low as 500 on a fixed rate FHA loan. The following criteria applies:
Credit Scores 500 to 579 - borrower needs minimum 10% down payment.  Credit Scores 580 to 599 - borrower needs minimum 5% down payment. Credit Scores 600 and up - borrower needs the normal minimum 3.5% down payment.  Low Debt to Income Ratios - 31% for housing debt and 36% for total debt. Proof of 2 full months of housing payments (mortgage, taxes, and insurance) are required (cash in bank … (3 comments)

real estate advice from the southwest ohio expert realtor: Common Mistakes Home Owners Make When Filing Taxes - 02/08/11 12:02 AM
Common Mistakes Home Owners Make When Filing Taxes
Many homeowners filing taxes end up making mistakes along the way. Tax deductions are great and can be gained when taxes are filed correctly. However, there are several common mistakes that home owners make when filing taxes. Here are some common mistakes to avoid:
(New!)
10 Common Errors Home Owners Make When Filing Taxes Don’t rouse the IRS or pay more taxes than necessary—know the score on each home tax deduction and credit. Read
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Copyright 2011 NATIONAL ASSOCIATION OF REALTORS®
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real estate advice from the southwest ohio expert realtor: February Home Maintenance Tips - 02/07/11 09:13 AM
February Home Maintenance Tips
Tips for repairing, cleaning, and tightening things up to prevent house damage and save money. Investing in seasonal home maintenance can pay off in peace of mind, utility cost savings, durability and even resale value. Check out the following simple and easy home maintenance tips:
Replace dirty air filters. Clean refridgerator condenser coils. Recaulk windows and tubs. Change shower curtain. Replace leaking washing machine hoses. Clean and lubricate garage door tracks, hinges, and rollers. Do a home energy assessment (See U.S. Department of Energy Website). Start spring cleaning early!
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real estate advice from the southwest ohio expert realtor: Foreclosure Alternative - The Short Sale - 01/28/11 11:36 PM
Foreclosure Alternative: The Short Sale A short sale is far from hassle-free, but it’s a better alternative than foreclosure. And now you’ve got a little help from your friends in D.C. Here are the facts about short sales and how to get started. Read
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Copyright 2011 NATIONAL ASSOCIATION OF REALTORS®
(2 comments)

real estate advice from the southwest ohio expert realtor: 5 Steps to Buying a Home After a Foreclosure - 01/28/11 11:33 PM
5 Steps to Owning a Home Again After Foreclosure Foreclosure is just a one-time event—with discipline and perseverance, it is possible to get a mortgage and become a homeowner again. Normally, the wait time is five years after a foreclosure before applying for a new mortgage, but there are ways to shorten that wait time. It won’t be easy to obtain a mortgage after foreclosure. But with enough time, discipline, and desire, it is possible to own a home again. Read more: http://www.houselogic.com/articles/5-steps-owning-home-again-after-foreclosure/#ixzz1CQgqV0KQ Read
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Copyright 2011 NATIONAL ASSOCIATION OF REALTORS®
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real estate advice from the southwest ohio expert realtor: Save Energy and Money on Home Maintenance Costs - 01/25/11 05:11 PM
(New!)
Must-Have Electrical Tools Basic electrical tools will save you money on simple repairs and should be in every home owner’s toolbox. Read
(New!)
Must-Have Plumbing Tools Stock these plumbing tools in your home toolbox so you can fix sinks, toilets, and other plumbing problems that may arise. Read
Basement Insulation Lowers Energy Costs Add insulation to your basement to help lower heating and cooling costs by as much as $170 per year. Read
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Copyright 2011 NATIONAL ASSOCIATION OF REALTORS®
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real estate advice from the southwest ohio expert realtor: Why Blog as a Realtor? - 10/13/08 09:21 AM
A senior Realtor in my South Dayton, Ohio office asked me this time last year, "why blog?" He thought it was ridiculous, and that home buyers and sellers would never read, or appreciate, the information provided. He asked me again the other day, "How many clients did you gain so far from that blog?" The answer - tons! I believe that home buyers and sellers appreciate FREE information. I subscribe to the "get by giving" business philosophy, and I often "pay it forward".  80% of home buyers begin their home search online AND 80% of home buyers are Gen X and … (9 comments)

real estate advice from the southwest ohio expert realtor: President of Real Living Mortgage's 5 Steps for Choosing a Lender - 09/13/08 03:19 AM
Chris Derrow, president of Real Living Mortgage, was featured in RISMedia's Real Estate magazine talking about the five steps for choosing a lender. Topics include preapproved credit lines, loans and necessary documentation.

Christina Asad Edwards, REALTOR2006 & 2007 Sales Masters Top AgentChristina.AsadEdwards@RealLiving.com www.teamedwards.infomobile or text 937-205-4741 office 937-573-0082 Real Living Realty - #1 in OHIO!Realty, Mortgage, Title, Relocation
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real estate advice from the southwest ohio expert realtor: 8 Home Selling Tips - 07/08/08 05:30 PM

The 8 most common home buying turn-offs are:
bugs water-stained ceilings damp basements dirty, smelly bathrooms wallpaper mold and mildew offensive odors peeling paint What other home buying turn-offs have you encountered?
The 8 home selling tips to correct these turn-offs are:
contact a exterminator paint the ceilings and correct the source of the water use a dehumidifier clean your bathroom with a disinfectant remove wallpaper remove the moisture and use a mold/mildew remover, such as the green product H2Orange2® clean carpets, clothing, bedding, drapes, floors, and walls repaint and wash the surface being sure to completely scrape loose paint … (2 comments)

 
Christina Cavins, www.BuySellOH.com Search Ohio Homes For Sale (Irongate Inc. REALTORS)

Christina Cavins

www.BuySellOH.com Search Ohio Homes For Sale

Centerville, OH

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Irongate Inc. REALTORS

Address: Centerville, OH, 45459

Office: (937) 540-2289

Mobile: (937) 205-4741

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