RECENT BLOG POSTS
When shopping for a loan, you need to ask yourself what it is that you are shopping for.  Are you shopping for the lowest rate and lowest cost? Are you looking for a professional that may not be the least expensive, but earns every bit of his/her fee? Is there value in working with a local mortga...
12/10/2009
So you want to buy a house, what is the first thing you do (after trolling for hours on MLS listings sites )? You contact a realtor. The realtor is very happy to take your call and advises you to get pre-approved. Conveniently they just happen to have someone that comes "highly recommended and sp...
12/03/2009
TODAY'S MORTGAGE RATES : MD, VA & DCUpdated 10:40 am 11/30/09All rates listed below are BASE rates on a 30 day lock. Factors such as credit score, loan to value, occupancy, cash out, loan purpose, property state and lock period can change these rates for better or for worse. Please contact me tod...
11/30/2009
Those pundits and arm chair quarterbacks out there who were predicting mortgage rates below 4.5% are either really good or really lucky. The truth is, it does not matter. As of 8:40 on Monday 11/30/2009 we appear headed to opening rates at 4.375% or lower with 1 point upfront. To overuse a phrase...
11/30/2009
All rates listed below are BASE rates on a 30 day lock. Factors such as credit score, loan to value, occupancy, cash out, loan purpose, property state and lock period can change these rates for better or for worse. Please contact me today for a custom rate quote.Please call for 10,15,20,25 and 40...
11/25/2009
Great day to lock a rate! Call about NO COST refinances from 4.875% 30 yr fixed! TODAY'S MORTGAGE RATES : MD, VA & DCUpdated 10:30 am 11/19/09All rates listed below are BASE rates on a 30 day lock. Factors such as credit score, loan to value, occupancy, cash out, loan purpose, property state and ...
11/19/2009
"If you have been waiting for 4% fixed rate to become available, you need a reality check. Betting on something happening that has never happened before is never a good bet." To quote Yogi Berra "It's like Déjà vu all over again". We are once again experiencing the BEST MORTGAGE RATES that we hav...
11/16/2009
As mentioned in prior post, FHA is changing the guidelines to streamline your FHA mortgage. The changes will take affect on all FHA case #'s issued on or after 11/18. However, many lenders are instituting these new guidelines on Monday 11/16. This means that you MUST start the mortgage process TO...
11/13/2009
Thursday, November 12, 2009 4.5% fixed rates! Today's mortgage rates: TODAY'S MORTGAGE RATES : MD, VA & DCUpdated 11:15 am 11/12/09All rates listed below are BASE rates on a 30 day lock. Factors such as credit score, loan to value, occupancy, cash out, loan purpose, property state and lock period...
11/12/2009
No Closing Cost refinance rates 11/10/2009  Rates listed below are for NO CLOSING COST mortgage refinances in Maryland, Virginia and Washington D.C. Rates listed below are BASE rates. Rates are based upon a $300,000 minimum loan amount, no cash out and a credit score 720 or greater, closing cost ...
11/10/2009
Rainer
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