Vancouver mortgage broker

Can I really buy a home and get a mortgage in Vancouver if I only make nineteen dollars an hour? Many people are very surprised at how much they can afford when we first sit down with them. Down payment always seems to be top of mind. Most people think, if I don’t have a down payment, I can’t buy...

Receiving lots of questions lately, should I take a fixed rate mortgage Or a should I take a variable rate mortgage? Great question and as you probably know, the Canadian mortgage market has been changing a LOT lately. In fact, we’re seeing historically LOW Fixed rate mortgages and at the same ti...

First-time new-home buyers’ bonus – New 2012 $10,000 B.C. Home Buyers’ Bonus – Vancouver Real Estate News You may have heard about B.C.’s new 2012 $10,000 B.C. Home Buyers’ Bonus in the Vancouver Real Estate News. Lot’s of mortgage questions coming in as to how this affects the purchase of a home...

Most know that mortgage refinancing is when you take an existing home mortgage, break it, and typically replace it with another mortgage having different terms and conditions. We all want smart refinancing tips, but what about a refinancing Secret that can be used in Canada. A mortgage refinancin...

Now that you’ve taken the leap in to a home mortgage, what’s next? Below are a few mortgage strategies that will definitely help retire that mortgage debt, sooner rather than later Ask me about our i-Care Program, you’ll be glad you did. Mark Fidgett, Your Vancouver Mortgage Broker For Life www....

Who else wants the best mortgage rates in BC and Vancouver? I received this all too familiar question last week. You may be surprised by my response. Mark Fidgett, Your Vancouver Mortgage Broker For Life www.notapennydown.com 604-273-2002 P.S. Who’s the next person you know who wants to save thou...

Imagine buying a home or worse yet, removing subjects, then finding out that you're on the hook for a $100,000 or more. Many homes built between the 1920s and 1960s used oil as a heating fuel, with oil tanks buried close to the foundation of a home. Few homes use oil now, but many home owners may...

We all know the lure of Vancouver, but why are the wealthy Chinese so keen to purchase properties in Vancouver? Sure the Economist Intelligence Unit (EIU) again named Vancouver as the “Most Livable City in the World” for 2011, but that’s only one reason Vancouver real estate prices are red hot. B...

You may want to think twice about your divorce after Canada’s top court ruled Thursday that a discharge from bankruptcy destroys the right to enforce a claim for equalization of property in some cases. Unless you live in BC… As seen in the Financial Post: When dividing up family property, if one ...

We’ve all heard of insurance, in fact, it’s common place to pay for insurance for some type of protection. Well CMHC (Canadian Mortgage & Housing Corporation) mortgage default insurance is also a protection, BUT not for you. It protects the bank (lender), BUT YOU pay. That’s right, you pay in or...