Cheryl Ashurst's (cherylashurst) Blog

The HUD-1 Settlement Statement (HUD-1) is a form that lists all the charges and credits to the seller and borrower in a transaction. You have the right under RESPA (Real Estate Settlement Procedures Act) to inspect the  HUD-1 Settlement Statement before settlement occurs. The new booklet from the...

Mortgage bond prices fell last week pushing mortgage interest rates higher. The Treasury auctions were mixed with the 3 and 10-year auctions showing decent foreign demand. Unfortunately the 30-year auction was a huge disappointment and caused mortgage interest rates to worsen Thursday. The fear ...

As we enter the height of the Atlantic Hurricane season,  the U.S. Small Business Administration is reminding small businesses, homeowners and renters nationwide to write down their emergency preparedness plan before disaster hits. Regardless of where you live, it's a good idea to be ready for an...

RISMEDIA, June 19, 2009-(MCT)-A federal tax credit of up to $8,000 is nudging many Americans into buying a home for the first time, good news for those trying to sell one. Still, selling a home isn't easy in most markets today. To get the typical first-time buyer to bite and submit an offer, a ho...

Real Estate Advisor: November Strengthening Your Personal Finances: Some Guidelines 1) Review Your Credit History Many of us never bother to check our credit score or review our credit history unless we're preparing to apply for a loan, but it doesn't hurt to examine your credit history at any t...

This was from www.daveramsey.com I was reading this today and had to share. Whether you agree with Dave Ramsey or not this really is good advice for us all!! A question from one of his radio listeners..... Dave, which bozo should I vote for in this election? Who’s going to fix the economy? Who’s ...

TO ALL: We get calls, emails and questions everyday asking "How is business?" We have been very busy and we have had closings. It is a great time to buy because it is a BUYER'S MARKET. Montgomery, AL is not in the position like Southern California, Las Vegas or even Florida. YES, It has been slow...

Thanks for all the support and comments for my first Blog. I know I said I was going to write about the Foreclosure Market here in Montgomery, AL (which is very low compared to other parts of the country). I decided to write about something more upbeat… FOOTBALL…… Down in the South we have been ...

Well.... This is my FIRST BLOG and I am going to enjoy it!!    It has been a very busy week and I find myself with a long list of things that I need to do but this was on my list and here I go!!  The Real Estate market in Montgomery is tough right now but The Helping You Move Team has been very b...