The Ramblings of a Baltimore Area Realtor

Home Ownership Counseling in Baltimore CityIf you are buying a home in Baltimore City and want to take advantage of being able to get some assistance with down payment and closing costs. Everyone that wants to take advantage of any of the down payment assistance programs has to have received a ho...

Direct Homeownership Assistance ProgramThe Direct Homeownership Assistance Program provides down payment and closing cost assistance to eligible first-time homebuyers who are either buying the house they have rented and lived in for at least six months or who have a household member with a disabi...

First-Time Homebuyers Incentive ProgramThe First-Time Homebuyers Incentive Program was formerly called the Community Development Block Grant (CDBG) Homeownership Assistance Program and provides $10,000 in down payment and closing cost assistance to eligible first-time homebuyers buying a home in ...

Moving with Our Fur BabiesMoving is on the top 10 list of most stressful events in a human's life, can you imagine how traumatic that must be for our fur babies?I adopted a rescue beagle mix in March and introduced her to our family.  When we decided to adopt we went through a rigorous interview ...

November 2022 Thanksgiving Gratitude ChallengeMy final contribution to this challenge.  In 1984, I moved to Manchester England to go to graduate school to study Archaeology.  I loved England, the history, the interesting architecture, being able to travel around a foreign country easily, and more...

Divorce and Homeownership in MarylandI had a conversation with my manager yesterday and she was saying this topic has come up a lot recently amongst agents in our office so, I thought it was a good time for a blog!!The question:  My wife and kids are living in the home and I have moved out.  I am...

Baybrook Boost Downpayment Assistance ProgramThe Baybrook Boost is a partnership between the Greater Baybrook Alliance and Neighborhood Housing Services to help people become homeowners in the 21225 and 21226 zip codes - Brooklyn and Curtis Bay.  This program offers a no interest no payment loan ...

44th Annual Midnight Madness - Ellicott City Historic DistrictI love Historic Ellicott City.  It's had so many challenges with flooding and economic downturn but it's an amazing place to visit and to find some unique gifts for that special someone.On Friday, December 2, 2022, the Ellicott City Pa...

The Power of PositivityI came across this list on another site and it read, 8 things to remember when you think you aren't enough.  I read through the list and thought, I can sure relate to these in my real estate career, even though the post I read had nothing to do with real estate.  And, it ce...

Baltimore City Employee Homeownership ProgramDo you work for the City of Baltimore or one of its agencies?  You could qualify for $5000 towards purchasing a home in Baltimore City.  With the changing real estate market programs like these have become more acceptable to take advantage of while pur...