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Mortgage and Lending - ChangeMyRate.com® A Mortgage Corporation - NMLS #1326269
RECENT BLOG POSTS
If you’re struggling to make your mortgage payments due to COVID-19, relief options are available. If you are a homeowner experiencing financial hardship directly or indirectly related to Coronavirus (COVID-19) and your mortgage is owned by Freddie Mac, contact your loan servicer (the company lis...
04/17/2022
With mortgage rates on the rise, the opportunity to save money with a refinance is shrinking, but it can still make sense for some homeowners. When it comes to refinancing a mortgage, though, home equity matters.How much home equity do I need to refinance my mortgage?Home equity is the cash value...
04/16/2022
IRVINE, Calif. – April 14, 2022 — ATTOM, a leading curator of real estate data nationwide for land and property data, today released its 2021 property tax analysis for almost 87 million U.S. single family homes, which shows that $328 billion in property taxes were levied on single-family homes in...
04/15/2022
While the mortgage rate you’ll get is determined by specific factors like your credit score, historical mortgage rate trends can give you a sense of how economic conditions influence the rates available on the market today. From the 1970s to present, mortgage rates have risen and fallen, with the...
04/14/2022
With mortgage rates now nearing 5%, many aspiring home buyers may have reached the top of what they can afford, especially as 40-year-high inflation affects the threshold for them.As a result, the number of sellers dropping their asking price is growing at a faster clip than in the recent past. A...
04/12/2022
The income required to meet a common standard for home affordability are growing at the fastest pace in more than 15 years, according to ATTOM Data Solution’s first quarter 2022 U.S. Home Affordability Report. Housing affordability has fallen in nearly 80% of the markets tracked as median home pr...
04/09/2022
Some unusual or uncommon home features are not only attracting buyers but also encouraging them to pay more for those features. In a study for Angi, formerly Angie’s List, researchers combed through sold listings to identify common or trending home features and determine whether a price premium c...
04/06/2022
There are many ways to make your home more energy- and water-efficient — and you don’t always have to hire a professional to get the job done. Here are six easy home improvement projects that can save you money while reducing your energy and water consumption.1   Seal GapsYour HVAC system works h...
04/04/2022
For the fourth consecutive week, mortgage rates surged, up more than 90 basis points in one month.Rates have jumped from 3.76% to 4.67% in just March alone, significantly increasing the borrowing costs for buyers, Nadia Evangelou, senior economist and director of forecasting at the National Assoc...
04/03/2022
For the past decade, American homeowners grew accustomed to mortgage rates that once would have been unthinkably low. The rate on a 30-year loan started with a three or a four, maybe even a two.Rates above 5 percent? That was exceedingly rare. During the past 10 years, the average cost of a 30-ye...
04/02/2022
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