Hard Money Lending
Hard money loans are an alternative form of financing. We explore the real estate world and options that hard money lenders can bring to the table.
RECENT BLOG POSTS
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We do a lot of hard money rehab lending in California and have various programs available for this type of financing. With the various lending requests I thought it would be good to put a post together looking at the different options available to investors looking for a hard money rehab loan. ...
04/07/2014
The real estate market here in California seems as if it is well on the way to recovery. This is good news for most, with an ancillary benefit in my line of work being increased loan to value ratios on purchases. For hard money lending over the past number of years, loan to value ratios have bee...
03/05/2014
The real estate market here in California has seen a nice run over the past couple of years. Prices have been appreciating after a sustained downturn in real estate prices. This appreciation has created equity for many real estate investors that can be used to acquire additional properties. Us...
02/10/2014
Shortly additional rules under the Dodd-Frank Act will go into effect. New rules have been slowly rolling out in the mortgage industry over the past few years, increasing the cost of compliance. This latest set of rules, however, has the potential to create a larger impact on the broader housin...
01/09/2014
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Today I'm going to take a break from my typical hard money based blog post and instead talk about using Facebook as a tool to keep clients and others interested in real estate updated with what is going on. Facebook is a great tool to use for keeping people updated and also for keeping your nam...
12/18/2013
I get a lot of questions about hard money purchase loans for residential properties in California. With many people not able to secure bank financing for one reason or another, hard money loans have become an alternative for even those who have may have been able to obtain bank financing in the ...
11/12/2013
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I work with many real estate investors, many of which are doing fix and flip transactions. Fix and flip transactions are short term deals with a property in need of repairs being acquired under market value, being rehabbed to bring it into compliance for conventional lending and to bring some cu...
10/08/2013
So the other day I read an article talking about more new lending rules getting set to be put into place. For those who want some background information, please refer to a previous post about the Dodd Frank Act and hard money lending. The bottom line with regards to the new rules going into plac...
09/03/2013
Specializing in hard money loans here in California I naturally see a lot of fix and flip transactions. These are deals where a distressed property is purchased for less than market value, the investor rehabs the property to increase the value, give it some curb appeal and/or bring it up to snuf...
09/03/2013
Recently Richmond announced they would be seeking to purchase loans for underwater borrowers at 80% of the market value of the home. They have sent letters to various lenders, and have partnered with a private equity firm to help finance these purchases, restructure the loans and help their trou...
08/07/2013
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Chris Goulart
California Hard Money Loans & Solutions
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Hard money loans are an alternative form of financing. We explore the real estate world and options that hard money lenders can bring to the table.
Chris Goulart, DRE Lic. # 01458390 NMLS Lic. # 298819 DWJ CA Broker Lic. # 01180522