Ben Buchanan's (buchanan) Blog

Home ownership is one of the key ingredients to building wealth in this country.  Take any 100 people at retirement age and here is what you will find.                                                1 in 4 will be wealthy and financially secure                        5 will still be working to ma...

10. Review the limits in your policy and the value of your possessions at least once a yearYou want your policy to cover any major purchases or additions to your home. But you don't want to spend money for coverage you don't need. If your five-year-old fur coat is no longer worth the $5,000 you p...

7. Seek out other discountsCompanies offer several types of discounts, but they don't all offer the same discount or the same amount of discount in all states. For example, since retired people stay at home more than working people they are less likely to be burglarized and may spot fires sooner,...

4. Buy your home and auto policies from the same insurerSome companies that sell homeowners, auto and liability coverage will take 5 to 15 percent off your premium if you buy two or more policies from them. But make certain this combined price is lower than buying the different coverages from dif...

1. Shop AroundIt'll take some time, but could save you a good sum of money. Ask your friends, check the Yellow Pages or contact your state insurance department. (Phone numbers and Web sites are listed here.) National Association of Insurance Commissioners (http://www.naic.org/) has information to...