The Low Down on Low down payment Home Loans and No down payment home loansWe offer a variety of options for Low down payment and No down payment home loans. Here we will review each with some details and benefits. FHA Loans - zero down payment requiredWe are proud to offer Home buyers a zero dow
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04/29/2023
Zero Down FHA Loans for Home BuyersWe are proud to offer Home buyers a zero down FHA loan option. This helps reduce the amount of cash needed to purchase a home. A typical home purchase will require monies for Down Payment, Closing Costs, and Prepaid items such as Property Taxes, Homeowners in
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04/17/2023
VA Funding Fee going down April 7, 2023The VA (Veterans Administration) has announced the the VA Funding Fees will be reduced back to the fee structure that was in place prior to the Blue Water Navy Veterans Act going into effect. The new, reduced VA Funding Fees will apply to loans closed on or
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02/22/2023
FHA lowers MIP (Mortgage Insurance Premiums) beginning March 20, 2023The Federal Housing Administration delivered some good news today - they are lowering the FHA Mortgage Insurance Premium by 30 bps! The typical FHA MIP rate has been .85% for many years and now FHA will be lowering this to .55%
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02/22/2023
Home Loans and Divorce. Not an easy subject for anyone involved. There are many considerations involved when splitting up a household due to divorce. Will one party keep the home? Can that party afford the monthly payment and maintenance? Can I qualify with just one salary? Should I stretch my
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01/07/2023
VA removes private road and shared driveway hurdles for VeteransPrivate roads and shared driveways, especially non-paved surfaces such as dirt or gravel drives have been a hurdle for Veteran buyers for many years. The VA Lender Handbook required that the Lender (and Veteran by association) docum
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12/05/2022
VA Loan Down Payment Assistance for California Veterans and Active Duty MilitaryWhy would someone need down payment assistance for a VA Loan in California? The answer is closing, settlement, and prepaid costs associated with a home purchase loan. VA loans, just like any other home purchase loan,
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12/05/2022
Nashville Tennessee is becoming more popular every year. This is evidenced by Nashville's robust housing market, where houses sell for much more than other parts of Tennessee. The nightlife, professional sports, employment opportunities, as well as good old Tennessee countryside make Nashville
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12/02/2022
Unfortunately after terrible disasters such as Hurricane Ian, many homeowners come to find their home has been destroyed, is not longer livable, or was so severely damaged that it is not inhabitable. Fortunately, FHA has an answer that can help. Homeowners and Renters who have been displaced by
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10/20/2022
2022 California Fannie Mae and Freddie Mac Loan Limits for FNMA and FHLMC Conforming Conventional LoansFannie Mae and Freddie Mac have announced the Conforming Loan Limits for 2022. The standard conventional loan limit has increased to $647,200 across most of the USA. This is also called the C
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09/26/2022
