Bruce Reichstein's (brucereichstein) Blog

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Mortgage and Lending - www.OneTimeClose.com

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A reader asks, "I did a Deed-In-Lieu on my VA loan for a primary residence that was finalized in April 2010. Amount of outstanding loan was $165,000 and sold it for $85,000. The original VA loan was for $175,000. Can I get another VA loan?" VA loan rules for most aspects of the VA loan process c...
01/24/2014
The first step to getting a VA home loan is applying for your VA Certificate of Eligibility or VA COE. The COE is not a notice of VA loan approval, but rather the borrower's basic eligibility to apply for a VA guaranteed loan. The lender can't move forward with a VA loan application without the ...
01/16/2014
Recently we've had some questions about who might be eligible for a VA home loan benefit besides the veteran--we've been asked if siblings or children of veterans who have passed away can qualify for VA loan benefits. The VA loan program only makes provisions for surviving spouses of military me...
01/09/2014
When it's time to commit to a property to buy using your VA home loan benefits, before the loan can be approved there must be an appraisal, conducted by a VA assigned fee appraiser. This process establishes the fair market value of the home and insures the property lives up to the VA's minimum r...
01/02/2014
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Bruce Reichstein

VA / FHA Construction Lending / Nationwide
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