RECENT BLOG POSTS
I've been inspired by many people in life and in business during my years as a mortgage specialist, but it is a little rare to find a person who kicks it on both cylinders. Todd Duncan has long been a professional mentor of mine for his Sales Mastery and his Mortgage Mastery University series.  I...
07/26/2010
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When purchasing a property, how do you know for sure if it's a condo? Maybe the better question is: When should you know if it's a condo? That answer is much easier: Immediately. One of the comments I get all the time from Realtors is "I thought this was a condo" when actually it turns out to be ...
07/19/2010
Anyone who knows me personally and professionally can attest that I just don't cry wolf or yell "Fire!" in a crowded theatre unless said wolf or flames are in pursuit of my person. By the same token, I am not going to unnecessarily harass my clients for information unless I know it is the only wa...
07/16/2010
Realtors often get questioned by potential home buyers (who have the blemish of bankruptcy on their credit) and even home owners (who need to know their options going forward) what the future odds are of securing a mortgage loan if they fall out of credit favor. The how to proceed caveat is...it ...
07/14/2010
Never mind talk of shadow inventory, many mortgage industry insiders are haunted by the shadows that invade every nook and cranny and shut out even the smallest shafts of sunlight. Now, no worries here, I don't subscribe to that sort of doom. I combat the industry challenges with intense analysis...
07/09/2010
I'm going to call it contract madness or "you'd better please all of the people all of the time or you and your FHA and VA loans will find yourself kicked to the curb with a rubber-stamped DO OVER on your forehead." Without further delay, here are the latest hot button issues we are hearing regar...
07/05/2010
Be on your best behavior, mind your manners; however your mother told you to stay in check when company was coming over is how buyers need to conduct themselves with the underwriter during the mortgage loan process. In this grown-up circumstance, they've got to walk the straight and narrow as far...
07/01/2010
I facilitate mortgage loans. It's what I know. If someone asked me how to sweat a copper pipe, I wouldn't be quick to give them the step by step break down. And that is simply because I am not 100% sure of what I am talking about. Which brings me to my point... If you don't know what is going on ...
06/29/2010
While caveat emptor is the property law doctrine that governs real estate sales, buyers of real estate best be warned about how they represent themselves lest they be on the accusation end of occupancy fraud.   Like a forensic team closing in on a homicide suspect, underwriters can smell a proper...
06/24/2010
Just another cautionary tale in a sea of industry constraints: keep the personal property out of the sales agreement. While pool equipment and flat screens and brand new hot tubs typically sweeten the offer, they can neither: Be described in the public remarks about the property in: MLS, Realtor....
06/17/2010
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Brian P. Forrester

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