RECENT BLOG POSTS
It's great when the concept you're trying to get across is seconded by the Wall Street Journal; if for no other reason than they have a slightly larger audience than I do! (I have been gaining on them steadily though for some time!) As my regular readers know, I am not a fan of the drama that get...
11/18/2010
Not since the mortgage industry got shaken up with the Home Valuation Code of Conduct (HVCC) that changed the way appraisals were conducted has there been such a spectacle. The headline act of the latest Barnum and Bailey sideshow is the flawed foreclosure paperwork now plaguing the real estate w...
11/12/2010
Let's just get a hold of ourselves! Haven't we been through several foreclosure moratoriums over the past few years? We've done this before...déjà vu all over again and all that sort of stuff. Why are we wigging out? While I'm glad that the media hysteria has finally died down to a dull roar, the...
11/04/2010
No interest mortgages...hmmm...they can't work and they shouldn't work. I loved a recent Wall Street Journal article that speculated on the possibility (and the impact) of such an opportunity. Guess it may be intriguing to think about, (hey, I'd like to be 6'10" and play center for the Lakers), b...
10/30/2010
One of my favorite quotes is attributed to a Scottish literary critic named Andrew Lang. Although he probably wrote it in the late 1800's it is still very relevant: "He uses statistics as a drunken man uses lamp-posts...for support rather than illumination." As a Florida mortgage lender and a pro...
10/28/2010
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Talking heads, the media...whatever you call them, they're just not the experts in the real estate industry. They simply continue to dump information onto Twitter, blogs, and in their broadcasts with flashy statistics and bone chilling predications. It makes for news-worthy news I guess, but then...
10/22/2010
The art of the deal and the completion of mortgage loans in Tampa have been plagued by hiccups for what seems like decades now. Does anyone really remember a simpler time when homes were bought and sold with gleeful ease? Even the seemingly almighty loan pre-approvals appear suspect these days. A...
10/15/2010
To all you Realtors out there...I do have a really good idea about the stuff that gets dumped on you. While we're in the business of satisfying buyers' and sellers' goals, real estate agents in Florida are in the thick of the machinations of many different processes from loan officers to the term...
10/13/2010
Despite the recent surge of digital domination, it's still a world mad with paper. And even though a mortgage loan client provides the proof positive paperwork requested by this Florida mortgage banker, it sometimes generates the need for paperwork to support the paperwork.  Sounds crazy...but it...
10/04/2010
Fannie Mae is so far gone they'll be back any minute! I'm putting up a virtual high five to Joe Weisenthal from Business Insider and his "The Best Line on Fannie and Freddie You'll Read All Day." OK...FNMA had established a Loan Quality Initiative (LQI) to ‘identify and implement policy, process,...
09/30/2010
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Brian P. Forrester

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