RECENT BLOG POSTS
Thanks to Jane Kolocotrones, our Underwriting Manager extraordinaire for some much needed sanity about allowable fees and payments on the Purchase of Pre-foreclosure or Short Sale Properties!   The following is directly from Fannie Mae’s Selling Guide to distressed properties. While it is permiss...
10/26/2011
You would think that because our country’s veterans made personal sacrifices to defend and protect the United States that we wouldn’t pull a fast one on them wouldn’t you? Well, apparently the VA is all about bad magic tricks and pulling nothing but empty promises out of their shiny black hats. I...
10/10/2011
We’re not actually in the mortgage industry; we’re actually in the business of navigating underwriting and guideline minefields. If you’re a recent home buyer, a Realtor, a title company professional or a fellow lender you’ll understand that I am not being overly dramatic! We tread cautiously wit...
09/30/2011
If a mortgage banker can have a fan club, I guess I sort of do. I have worked really hard for many years and I am as trusted for my in-depth investigations to assemble fair and honest mortgage files as I am for my knowledge of all the changes that swirl about the lending industry on a daily basis...
09/21/2011
Hey all you Realtors out there…I think you know I’ve always had a great deal of respect for how difficult your job is. You really bear the lion’s share of responsibility for getting a real estate transaction underway: You unravel client wish lists to ascertain what they’re really saying You condu...
09/15/2011
Well, as of two weeks ago Fannie Mae is over it. If you’ve got an account with the IRS, she doesn’t want to know you; she’s paranoid. If you owe back taxes and worked out a payment plan with the IRS, that’s all well and good as far as the IRS is concerned. You have an agreement and a payment sche...
09/09/2011
What I tell everyone is that their perception of their credit situation is not clear until it’s verified by a professional. This cuts both ways…. I’ve had clients in my office who believed they had no stumbling blocks that stood in their way of obtaining a million dollar mortgage at an interest r...
08/31/2011
Our friends at FHA are back to adjusting the loan max limits. And again…change often equals panic. This is not only evident in our emotionally-driven stock market. We also see it just about every time there’s an adjustment to a mortgage policy; whether the perception is that it is a good or a bad...
08/27/2011
Call it karma, or ironic or just really funny; but I love when real life reinforces a truth that I hold self-evident: you need a professional to represent you when there’s a lot on the line.   What’s the recent real life reinforcement that prompted this post??  The story in the Wall Street Journ...
08/16/2011
While politics are more of a hot button than ever before and Americans are currently caught in the cross fire of Congressional finger-pointing; we still need to get perspective about how the country’s recent downgrading by Standard and Poor’s is really affecting you and getting a mortgage.   Whoe...
08/11/2011
Rainmaker
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Brian P. Forrester

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