RECENT BLOG POSTS
Like attorneys and IRS agents, sometimes we mortgage bankers get a bad rap. We can of course lay claim to our share of bad apples, but I am particularly proud of the opportunities we at Van Dyk Mortgage provide borrowers.   One opportunity in particular (that you won’t find with every lending ins...
05/27/2014
I had reported back in July of this year that VanDyk started warranting condos as a means of opening up the Florida condo market to another sector of buyers. Here’s the link to that post that contains more of the condo financing details. But as every pitchperson in the history of infomercials say...
02/25/2014
It’s no secret the home buying public has enjoyed some historically low rates over these last few years. To the consumer, these have almost become the new standard as they have been low for so long. But we can never forget that real estate is a market; and therefore subject to myriad influences. ...
02/17/2014
Because I am a numbers guy, I am on board with the significance of the bottom line. Because I work with home buyers I understand the impact of fees and closing costs on budgets. As I fellow consumer, I also know how important it is to shop for mortgage rates. What I don’t understand is when a pro...
02/10/2014
To all you buyers out there, just a reminder about these essential documents. Getting a mortgage is a process, but there are things you can control. And that means pulling together legible copies of all the correct documents needed to submit a loan application so you can save yourself time, money...
12/23/2013
I’m a mortgage guy who rolls with the punches. You have to be ready for anything in this business, and the only way to effectively accomplish this is by anticipating that every challenge possible is going to impact your client and their ability to get their loan through the mortgage machine.  So ...
12/15/2013
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I have a job because people often need to borrow money to buy property. But there are some interesting cash incentives (besides no interest!) that are now impacting the way people are buying their homes.  As a disclaimer, cash deals don’t always trump financed ones. There are multiple factors tha...
12/05/2013
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There are plenty of real estate transactions that go smoothly. The parties are amicable, everyone does what they need to do when it’s due, and when a fire pops up it is quickly put out and we move along. This all comes from setting expectations and managing a sometimes rocky path to the closing t...
09/16/2013
  I have to say I was completely flummoxed recently by a Realtor who took a listing for a condo without knowledge of what type of financing was available for that condominium complex.  I wondered what they would have done if their seller received an offer that was contingent on financing?  How wo...
08/16/2013
If you are a Realtor working with a seller who is determined not to accept offers from buyers receiving financing in the form of a VA loan because your sellers do not want to pay the buyer’s closing costs; there’s a work around. I am proud of the way VanDyk Mortgage handles a lot of things, and t...
08/04/2013
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Brian P. Forrester

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