ARCHIVED BLOG POSTS
2016
Photograph and Video Transfers to Third PartiesThe next step in the entire process is transferring the photographs and videos to a third party site.There’s not much point walking around with them in your briefcase. Unless they can be uploaded to the internet, they are not of much value.So, where ...
05/23/2016
TERM POSTED Preferred RATES* Open 1 Year 6.30% 6.30% Fixed 1 Year 2.89% 2.29% Fixed 2 Year 2.84% 2.19% Fixed 3 Year 3.39% 2.20% Fixed 4 Year 3.89% 2.44% Fixed 5 Year 4.64% 2.49% Fixed 7 Year 5.30% 3.44% Fixed 10 Year 6.10% 3.84% Variable Rate 2.20% Prime Rate 2.70% Benchmark Rate 4.64% Cost per ...
05/23/2016
Photographs and the Independent ContractorJohn Burke works for ABC Realty as an “independent contractor”.When he pulled out his agreement he was surprised to learn that all photographs, videos etc. that he acquired in any way whatsoever were transferred to the Brokerage, during the currency of th...
05/22/2016
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What Happens to “YOUR” Real Estate Photographs, Who Really Owns Them?Previously, we looked at the matter of copyright and concluded that the real estate photographer retains the “copyright”. You bought the first copy, so you actually have a licence to use the photographs and videos that you commi...
05/22/2016
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Who Owns Your Real Estate Photographs?You do, if you took them, but most real estate agents hire a professional photographer and that’s where the issue starts to become “murky”.Let’s presume that you hire a pro to take pictures of your new listing. They shoot 125 individual pictures plus a brande...
05/22/2016
Buyer Renting Out the Seller’s Property. Question: Can the Buyer following an Agreement of Purchase and Sale advertise the address, use MLS photographs and bring prospective renters through on the “revisits”. Answer:There are several important issues here. Once we have an Agreement of Purchase a...
05/22/2016
Terms Posted Rates Preferred Rates 6 MONTHS 3.14% 3.10% 1 YEAR 2.99% 2.29% 2 YEARS 2.84% 2.14% 3 YEARS 3.39% 2.34% 4 YEARS 3.89% 2.49% 5 YEARS 4.64% 2.59% 7 YEARS 5.30% 3.44% 10 YEARS 6.10% 3.84% Rates are subject to change without notice. OAC E&OE Prime Rate 2.70% 5 yr variable 2.35%
05/22/2016
Commercial Bond Yields CMB GoC Floating RateInsured Cost of Funds 5 Year - 1.24%Canada Housing 06/15/21 [-0.01] 5 Year - 0.78%CAN 0.75 03/01/21 [-0.01] 0.90% [-] 5 Year - 1.35%*Canada Housing 12/15/21 [-0.01] 10 Year ...
05/20/2016
Your Real Estate Photographs Might be Owned by a Monkey!This would indeed be awfully strange, but we will have to look at the law related to copyright and ownership.The “creator” is entitled to the copyright, which basically as it says is “the right to make copies” of the original work.The Monkey...
05/20/2016
Terms The Bank Preferred Rates 1 Year 2.84% 2.79% 2 Years 2.79% 2.34% 3 Years 3.39% 2.49% 4 Years 4.09% 2.59% 5 Years 4.79% 2.69% 7 Years 5.85% 3.39% 10 Years 6.09% 3.89% VIRM 2.70% 2.15% The prime rate is 2.70%
05/19/2016