ARCHIVED BLOG POSTS
2016
TERM POSTED Preferred RATES* Open 1 Year 6.30% 6.30% Fixed 1 Year 2.89% 2.29% Fixed 2 Year 2.84% 2.19% Fixed 3 Year 3.39% 2.20% Fixed 4 Year 3.89% 2.44% Fixed 5 Year 4.64% 2.49% Fixed 7 Year 5.30% 3.44% Fixed 10 Year 6.10% 3.84% Variable Rate 2.20% Prime Rate 2.70% Benchmark Rate 4.64% Cost p...
05/30/2016
Terms Posted Rates Preferred Rates 6 MONTHS 3.14% 3.10% 1 YEAR 2.99% 2.29% 2 YEARS 2.84% 2.14% 3 YEARS 3.39% 2.29% 4 YEARS 3.89% 2.49% 5 YEARS 4.64% 2.59% 7 YEARS 5.30% 3.44% 10 YEARS 6.10% 3.84% Rates are subject to change without notice. OAC E&OE Prime Rate 2.70% 5 yr variable 2.30%
05/30/2016
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Who is a Senior?That’s an interesting question.There are Seniors and then, there are senior Seniors.I do appreciate that anyone over 55 can get a certain discount as they travel. That’s just marketing.Also, once someone reaches 65 years of age:1) They are entitled to certain government benefit...
05/29/2016
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Downsizing for Seniors: The “Project”This can be a difficult and challenging project. There are several issue to take into consideration:1) 1) Assembling the Team,2) Finding a suitable location,3) Finding a Property within the Right Price Range,4) Arranging for Suitable Support Service...
05/29/2016
Presence of Unlicensed Assistants at Open HouseFrom time to time a busy practitioner will be double-booked. So, they will not be able to be present for a home inspection.Actually, there is no specific rule requiring this, but the discipline cases suggest:1) At least one registrant be present,2...
05/29/2016
Terms Posted Rates Preferred Rates 6 MONTHS 3.14% 3.10% 1 YEAR 2.99% 2.29% 2 YEARS 2.84% 2.14% 3 YEARS 3.39% 2.29% 4 YEARS 3.89% 2.49% 5 YEARS 4.64% 2.59% 7 YEARS 5.30% 3.44% 10 YEARS 6.10% 3.84% Rates are subject to change without notice. OAC E&OE Prime Rate 2.70% 5 yr variable 2.30%
05/29/2016
Commercial bond yields CMB GoC Floating rateinsured cost of funds 5 Year - 1.23%Canada housing 06/15/21 [-0.02] 5 Year - 0.76%CAN 0.75 03/01/21 [-0.02] 0.90% [-] 5 Year - 1.34%*Canada housing 12/15/21 [-0.02] 10 Year ...
05/29/2016
Don’t Forget to Alter the Standard Photographer’s ContractLet’s start with the proposition that the photographer will own and retain the copyright in the photographs and you will have the right to use them.Ownership and CopyrightActually, this might be a negotiable item. If you were George Lucas ...
05/27/2016
Terms Posted Rates Our Rates 6 MONTHS 3.14% 3.10% 1 YEAR 2.99% 2.29% 2 YEARS 2.84% 2.14% 3 YEARS 3.39% 2.29% 4 YEARS 3.89% 2.49% 5 YEARS 4.64% 2.59% 7 YEARS 5.30% 3.44% 10 YEARS 6.10% 3.84% Rates are subject to change without notice. OAC E&OE Prime Rate 2.70% 5 yr variable 2.30%
05/25/2016
Photographic Contracts and CopyrightsThere are a number of standard form contracts for photographers.When it comes to the “copyright issues” here are three examples:1)FILM and COPYRIGHTS: The photographs produced by the COMPANY are protected by Federal Copyright Law (all rights reserved) and may ...
05/24/2016
Rainmaker
1,597,897
1,597,897
Brian Madigan
LL.B., Broker
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