ARCHIVED BLOG POSTS
2015
As rates change on a daily basis, as of today, here is an indication of the rates that are available for certain types of Asset Classes: Apartments CMHC 2.0% 5 yr and 2.80% 10 yr. Plaza Financing: 3.12% - 5 years 3.64% - 10 years Office: ...
09/20/2015
Disclosure of Material FactsMaterial facts section 21 Code of EthicsClient Standard21. (1) A broker or salesperson who has a client in respect of the acquisition or disposition of a particular interest in real estate shall take reasonable steps to determine the material facts relating to the acq...
09/19/2015
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Understanding the Term "Inter Vivos"By Brian Madigan LL.B.(Ontario Real Estate Source)The latin expression "inter vivos" means "during one's lifetime", or "between the living".As a legal term, it is usually used in connection with a trust. Basically, there are two types of trusts: inter vivos tru...
09/19/2015
Commercial Bond Yields CMB GoC Floating RateInsured Cost of Funds 5 Year - 1.27%*Canada Housing 12/15/20 [-0.08] 5 Year - 0.80%CAN 0.75 09/01/20 [-0.09] 0.83% [-] 10 Year - 2.12%Canada Housing 12/15/25 [-0.07] 10 Year - 1.52%CAN 2.25 06/0...
09/18/2015
Terms Bank Preferred Rates 1 Year 3.14% 2.79% 2 Years 3.14% 2.34% 3 Years 3.80% 2.49% 4 Years 4.54% 2.59% 5 Years 4.84% 2.69% 7 Years 5.30% 3.39% 10 Years 6.10% 3.89% VIRM 2.70% 2.05% The prime rate is 2.70%
09/15/2015
Fixed term preferred rates & posted rates as of September 14, 20156 mos 3.10% 3.14%1yr 2.29% 2.89%2yr 2.09% 2.84%3yr 2.34% ...
09/14/2015
Terms Posted Rates Preferred Rates 6 MONTHS 3.14% 3.10% 1 YEAR 2.89% 2.29% 2 YEARS 2.84% 2.19% 3 YEARS 3.39% 2.34% 4 YEARS 3.89% 2.49% 5 YEARS 4.64% 2.59% 7 YEARS 5.30% 3.39% 10 YEARS 6.10% 3.84% Rates are subject to change without notice. OAC E&OE Prime Rate 2.70% 5 yr variable 2.05%
09/14/2015
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Rising Costs of Selling a Home in Toronto How can those commission levels be justified? Over the last 50 years, the incomes of real estate agents have outpaced every profession other than professional athletes, whose incomes grew exponentially and at rates higher than anyone else. Gordie Howe ...
09/13/2015
Fixed term preferred rates & posted rates as of September 13, 20156 mos 3.10% 3.14%1yr 2.29% 2.89%2yr 2.09% 2.84%3yr 2.34% ...
09/13/2015
3 Multiple Representation ConsentThis is the provision concerning the consent to multiple representation. It reads as follows:Multiple representation22. A registrant shall not represent more than one client in respect of the same trade in real estate unless all of the clients represented by the r...
09/12/2015
Rainmaker
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Brian Madigan
LL.B., Broker
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