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2015
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Buyer Representation Agreement Explained (Ontario) Part 3 APPOINTMENT This is the part of the Buyer Representation Agreement dealing with the actual appointment: The Buyer hereby gives the Brokerage the exclusive and irrevocable authority to act as the Buyer’s agentcommencing at....................
04/12/2015
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Buyer Representation Agreement Explained (Ontario) Part 2 The Parties This is the commencement of the BRA document: This is an Exclusive Buyer Representation Agreement BETWEEN: BROKERAGE..............................................., Tel.No. (.........)................................. ADDRESS...
04/12/2015
Buyer Representation Agreement Explained (Ontario) It is sometimes difficult to understand and appreciate legal contracts, particularly when it comes to the fine print. So, let’s have a look at the standard form Buyer Representation Agreement prepared by the Ontario Real Estate Association (OREA...
04/12/2015
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Mortgage loan insurance helps protect lenders against mortgage default and enables consumers to purchase homes with a minimum down payment of 5% with interest rates comparable to those with a 20% down payment. Mortgage loan insurance is typically required by lenders when homebuyers make a down p...
04/03/2015
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Loan-to-Value Ratio Standard Premium(Current) Standard Premium(Effective June 1st, 2015 Up to and including 65% 0.60% 0.60% Up to and including 75% 0.75% 0.75% Up to and including 80% 1.25% 1.25% Up to and including 85% 1.80% 1.80% Up to and including 90% 2.40% 2.40% Up to and including 95% 3.15...
04/03/2015
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It is important to remember that there are many types of renovation contracts in use in Ontario today. The one which has been under review is one which was circulated for consideration by CMHC. It appeared to be fair. Most contracts which are already “pre-printed” and provided to yo...
04/01/2015
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Brian Madigan
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