Brian's Ontario Real Estate Blog

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Commercial Real Estate Agent - RE/MAX West Realty Inc., Brokerage (Toronto)

ARCHIVED BLOG POSTS

2008 

Fee Simple Ownership ~ The History   By Brian Madigan LL.B.It's actually quite difficult to understand the concept of fee simple ownership when it comes to real property without looking at some of the history.We have to go back to England in the pre-feudal days. That would be 1065 and earlier. At...
07/24/2008
Good Title and Better Title   By Brian Madigan LL.B.The traditional definition of good title in law, is a title without any qualifications, exceptions or explanations. A solicitor's opinion on title would point out any matters that were relevant to the issue of ownership. Such an opinion might re...
07/23/2008
Keep Good Financial Records   By Brian Madigan LL.B.If you are in business you should keep good financial records. It just makes sense, but so many small businesses neglect this tedious and somewhat time-consuming task. Careful records take time. And, if you don't really have the time yourself th...
07/22/2008
Waterfront Property: Do You Own it?  By Brian Madigan LL.B.If you are looking at waterfront property, you really want to know where your property ends and the lake begins. You definitely don't want a "gap".So, where's the line?First of all, you have to begin with the water. Let's assume that the ...
07/21/2008
Condominiums From Ancient Rome   By Brian Madigan LL.B.As just about everyone knows condominiums had their origins in ancient Rome. In fact, you can find that type of reference on just about one half of the brochures for new condominium developers.So, I suppose the question is: is this true? Did ...
07/16/2008
Do You Need Title Insurance?  By Brian Madigan LL.B.That's a good question. Prior to 1997, there was no commonly available title insurance in Ontario and yet it was the norm in the United States.Solicitor's OpinionTraditionally, purchasers sought a title opinion from a solicitor who undertook a s...
07/15/2008
Matrimonial Home: Designations   By Brian Madigan LL.B.There is an opportunity under the Family Law Act to designate a home as a "matrimonial home".You might think that married couples would wish to avail themselves of this opportunity. However, it's rarely used. In fact, no one bothers.The reaso...
07/14/2008
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Everyone Has a Will   By Brian Madigan LL.B.Everyone has a Will. The problem is that most people don't know where it is. They have never seen it, they never signed it and they don't know what it says.The Ontario Government has written out a generic Will for everyone. It's set out in the Successio...
07/11/2008
CMHC ~ Tightens Credit   By Brian Madigan LL.B.In an effort to stave off a potential credit crisis, the Department of Finance announced that effective 15 October, CMHC will no longer permit 40 year amortized mortgages.Further, CMHC's "no money down" program will be discontinued. Canada Mortgage a...
07/10/2008
ORES Real Estate Index for June 2008  By Brian Madigan LL.B.I set up the ORES Real Estate Index last year. In many ways it is like the CPI (consumer price index) in the sense that it is designed to track values over a period of time.The Index commenced 1 January 2004. All related prices were conv...
07/09/2008
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Brian Madigan

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