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RECENT BLOG POSTS
I received the below in my email today from a past client.  Talk about a monumental screw-up...... http://articles.moneycentral.msn.com..._blg=1,1628429Quote: Bank tries to take wrong houseBank of America failed to listen to its own realty agent, lawsuit says, but at least in this case didn't lea...
02/15/2010
Nice post by Lew Corcoran on the effects of cosigning a loan and mortgage financing.Frequently Asked Question: Will cosigning for a loan affect my ability to get a mortgage? Q: I've cosigned a loan for my son a year ago, but he wants to get another car, and he wants me to cosign again. The car pa...
02/15/2010
Nice post detailing the Fannie DU Refi Plus and Freddie Mac Open Access programs.  Great job summing it up RJ!125% Refinance Programs - Fannie Mae DU Refi Plus and Freddie Mac Open Access The government has gotten aggressive recently and approved two 125% Refinance Programs, the Fannie Mae DU Ref...
02/15/2010
This video will have you rolling!  For all those that have dealt with short sales, bank owned foreclosures and other "bank deals"....you'll love this.   A fellow agent e-mailed this to me today. The video, entitled "How to Buy a Bank Owned Home," is sure to bring a laugh -- perhaps a pained one -...
02/15/2010
With all of the hardships facing so many in Atlanta, I wanted to post this excellent break-down of how/where to get your credit report. Don't fall victim to "official" looking sites that just want your money.How To Request Your Credit Report Checking your credit report regularly is a good move an...
02/10/2010
Great article on "lender's appraisals", and the harsh realities these represent to our clients.Do you feel that pricing a home is a little like throwing darts these days? Sometimes you hit, most times you miss? At the end of the day Realtors have a next to impossible job trying to help clients pr...
02/10/2010
Great article on "Cash-in" refinancing! A recent report issued by Freddie Mac revealed that "Cash Out" refinances (an increase in the mortgage balance by at least 5%) fell to a record low 27% during the fourth quarter down from 88% in 2006.  There is another term that is not heard nearly as much ...
02/10/2010
The below is an outstanding break-down of "when is a good time to buy?", and an understanding of the current climate of low rates. Great post Jeff!  When is it a good time to buy a home? Important interest rate info below. Please read ...     First time homebuyers have been blessed with low mortg...
02/10/2010
Well-written overview of the maximum DTI on traditional loan programs in this new mortgage world we all live in!We get a lot of questions about debt-to-income ratios these days.  Here are the underwriting guidelines for the various types of loans:  Conventional (non-government) loans: If the loan...
02/05/2010
As a concerned father of four in Fayette county, it is always distressing to see how our regions real estate woes are effecting our kids education. I read an article by Ben Nelms at The Citizen... http://www.thecitizen.com/~citizen0/node/41896 where he reported on the Fayette County Board of Educ...
02/03/2010
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Brian Anderson

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Relevant and timely articles from the search engine optimization (SEO) and social media marketing world.