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Mortgage and Lending - ReadySetLoan
ReadySetLoan is your trusted guide to navigating the home loan process with confidence. Whether you're a first-time homebuyer or a seasoned homeowner, ReadySetLoan provides expert insights, mortgage education, and the latest market trends to help you make informed financial decisions. With a commitment to transparency and personalized support, we empower borrowers to cross the finish line to homeownership. Stay ahead with ReadySetLoan—where smart home financing begins.

ARCHIVED BLOG POSTS

2015 

97% Financing - Fannie Mae Releases Selling Guide 1.27.15 Fannie Mae released its updated version of the Selling Guide on January 27, 2015.  The majority of the changes stem from its earlier announcement to reintroduce 97% financing for single-family homes.  It had previously capped the loan-to-v...
01/28/2015
What Does Undivided Ownership Interest Mean? Probably one of the most distinct features of condominium ownership lies in the concept of “undivided ownership interest” of the common elements.  All unit owners as members of the condominium’s association share ownership of the common elements. First...
01/22/2015
FHA Announces Reduction in Monthly Mortgage Insurance On Friday, December 9, 2015, HUD released Mortgagee Letter 15-01 which announced a 0.50% (50 bps) reduction of the FHA monthly mortgage insurance on most forward mortgages with terms greater than 15 years.  This comes on the heels of months of...
01/13/2015
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