Brad's Blog

Mortgage and Lending - Premier Nationwide Lending - RMLO - License #206799
Frisco Mortgage and Frisco Home Loans, Home Loan programs including FHA, VA, Reverse Mortgages, Conventional, and Jumbo
The dumb down 3 step home shopping process is easy and simple.  I’ve shared this with many of my past mortgage clients over the past 10 years.  Home buying clients of mine came to me 5, 6, 7, and/or 8 or more months before they were ready to actually make a move into a new home.  They sometimes s...
Frisco First Time Buyer Home for sale.  3brm 2 bath, 1,640 sqr feet, just reduced to $157,500.  Wood floors in Living, master, and front extra living area.  Upgraded tile floors in walking areas and kitchen.  Huge extended and upgraded back patio.  Great First Time buyer home...corner lot.  First...
The Texas Owelty Refinance Specialist- The Owelty Refinance is really much more simple than what you may think.  More times than not, when I am explaining the pros and cons to a client of mine in Texas about how their refinance in this Owelty transaction works, at the end of the conversation they...
The jumbo mortgage is a residential loan amount greater than the conforming loan limit of $417,000.  Many Frisco and Plano home buyers that I have talked to in recent years have misunderstood the hard details within the jumbo guidelines and what constitutes the necessary application of this loan....
The fact that VA has not instituted a guideline restricting military vets getting a VA home loan, in regards to properties with a short chain of title, does not mean that there are not other variables needing close attention. As you are aware I am sure, a short chain of title is a sign that could...
USDA lending is back, but not necessarily in full swing...there are some changes.  I think that the custom home builders and Realtors in areas such as Prosper, Little Elm, and Celina will benefit as more buyers will have the opportunity to buy with less money out of pocket again.    Check out the...
I was at an open house this weekend in Plano, TX, and we had about 25-30 people come by.  In the last two months, I have helped my Realtor friend with these open houses and before now we saw an average of maybe 30-35 people.  An overwhelming ratio of these people coming to open houses claim to be...
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For months now, my wife and I, residents of Frisco for over 6 years now, have been reading about the pollution by the recycling plant near downtown Frisco.  The news is not sounding good, and I am scared to death that my two babies, daughters 2 and 4 that were raised here, are going to have learn...
The Chameleon in  us as Loan Consultants is infinitely changing.  What do I mean by this?  No two borrowers are exactly the same, and we must handle each borrower and their emotions different.  Maybe we treat one from the next radically different, and then the next two very similar, but ultimatel...

Brad Lynch

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Mortgage News and Updates for Frisco Texas, Dallas, and the surrounding cities regarding Frisco Home Loans and my reflection on day to day encounters in this industry.