Commerce City, Real Estate

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Real Estate Agent - Your Castle Real Estate
Specializing in relocation and investment in the Denver metro area, including Commerce City, Denver County, Englewood, Greenwood Village, Highlands Ranch, Parker, Castle Rock, Douglas County, Arapahoe County, Littleton, and more
RECENT BLOG POSTS
TOPIC: Improving conditions in Denver’s  market There are some signs of strengthening in our Denver market.  The metro area's inventory of available resale housing decreased 20% to 23,120 units in October from October 2007.  Some of this reduced inventory is attributed to homeowners taking their...
12/08/2008
As expected of a first year agent, I have made my fair share of mistakes. This one was the biggest yet. I went under contract for an investment property and had to put down $2,000.00 earnest money. When I wrote the offer I slap-happily did it and only gave five days for our loan conditions deadli...
12/04/2008
Just out of a show of clicks I'm curious to see how many people are getting good business leads and exponentially growing their business with the power of Activerain? I like Activerain thoroughly and will continue to use it for its valuable criteria regardless of the responses. I just see some of...
12/03/2008
I am writing this purely out of speculation and curiosity, as I work with a lot of investors at the moment. I am just wrapping up with my first year in the business and have chose to work specifically with the investor oriented client. Although I have spoke with other agent's that have been in th...
12/03/2008
What is a FICO score? FICO stands for Fair Isaac Corporation, a company that created the most used credit scoring model in the United States.  An individual's credit score is calculated through a statistical algorithm and is used as a factor in determining the likelihood of a borrower defaulting ...
11/20/2008
Low credit scores are deemed greater risk for lenders since the likelihood for defaulting on the loan increases.  As such, lower FICO scores translate into higher interest rates.  Mortgage lenders will group credit scores in a range, usually in 20 or 40 point increments, with interest rates progr...
11/20/2008
How can you improve your FICO score? To improve one's credit score, it's critical to understand the factors influencing a credit score.  The factors that contribute to a FICO score and the weighted percentages for each are as follows: 35% - timeliness of payments 30% - the ratio of used debt to a...
11/20/2008
Loan considerations for a first time buyer    Lending guidelines are changing on a daily basis for every type of loan: conventional, FHA, VA & commercial.  Nevertheless, there are still very attractive first-time home buyer options available.   If you are or will be a first-time buyer, it is crit...
11/20/2008
FHA First-Time Buyer Tax Credit    In an effort to boost the sagging real estate market and overall economy, first-time home buyers are being offered a limited time tax credit when purchasing a primary residence.  The highlights of the tax credit are: •·   The tax credit is available for first-ti...
11/20/2008
Loan Considerations for Loan Amounts Between $200K - $417K   With all the doom and gloom publications that are mostly exaggerated, many potential borrowers believe that home mortgage lending options have dried up.  While underwriters and investors are scrutinizing files more closely, attractive r...
11/20/2008
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Brandon Gill

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