How I See It!

 Another piece of fallout from the mortgage fiasco, today Fannie is implementing new price adjustments based on LTV and credit scores. This is not alt-a paper this is on A paper.Upto three quarters of a point for a 620 credit score on an LTV over 70%. Simply put: a $300,000 mortgage for a buyer w...

 What a fantastic weekend! Having moved to this area a short time ago I am really enjoying the "Newness" of it all! Having moved from a mid-west town, where everyone has cabin fever" this week I am loving the weather and things to do.I have three children under eight years old and here is how we ...

 I am probably late to the game on this, but this article is amazing. We are Realtors are on the front line of housing, this article shows what is going on behind the lines. So much money and valuable time is spent researching our industry and rarely does that research make it to the hands of the...

 I started working at my families Mortgage Bank when I was very young, and grew up George Bailey style listening to dinner table talks about how important we were to the community and responsibility that came with that.  We helped people realize a dream, helped families grow and build wealth, I r...

 Integrity in Real Estate. If you are a Realtor, it is in your code of ethics. If you are a good person it is in your DNA.  I know that necessity is the number one motivating factor in human beings, but to lie to or cheat someone else to satisfy that need? What is that?!? Especially in our world ...

If you are like me you love the real estate and mortgage business. The opportunities, the problems, the possibilities. I am very excited at what the next eight to 24 months brings our industry. The change will be phenomenal.What will it look like? In my opinion it is about the convergence of agen...

 I am so happy! It is Raining in Greater Raleigh! Finally!I am so excited to see what they will talk about on the news  once the water supply increases! Nothing really bad happens here, so I am anxious to see if the News Team will just do Sports, Weather and maybe "how was your day?"  

Below is an email I received from an agent in Flint MI.Try to follow, gets a little confusing but the point is amazing. They really PUT a deal together and benefitted all parties:I overheard the details of an interesting deal cooking at ChangingStreets today. At first I thought LuAnn had spiked e...

 I read a couple of blogs today where Realtors were furious over someone blaming the Mortgage Mess on them.I have been on both sides of this game, born and raised at a Mortgage Bank, and now a pretty decent Real Estate guy. Now here is the bad part, for the most part Realtors can't get out of the...

 This week has been eye opening. I have been so busy building a lasting foundation in our office I often fail to reflect about what we have versus what we want. More importantly looking for strengths from with-in our organization and utilizing them. I actually do a good job of that, but in our in...