ARCHIVED BLOG POSTS
2011
If your house sells, you are in a tough spot in California and Arizona. Normally, we would need to see if there was any fraud/robosigner in the sub of trustee. It is tough to reverse a sale where the notice of default and notice of sale and other documents were validly executed. We charge for an...
01/09/2011
WILL THE REAL ASSIGNEE OF THE LOAN PLEASE STEP FORWARD AND ACCEPT YOUR LIABILITY UNER TILA? Problem: 60% of loans are said to have been securitized. Meaning, the loan was transferred into a loan pool with 1,000's of other loans and sold to investors on Wall Street. Legal Issue: When someone want...
01/09/2011
VONDRANLAW – FORECLOSURE CASE BRIEFS Jackson v. US Bank Nat’l Ass’n Trustee (In re Jackson), 245 B.R. 23 (E.D. Penn. 2000) Facts: Pauline M. Jackson, a widow and mother of five dependent children, was contacted by All Star Remodeling Inc. (“All Star”) about possible home improvement work. At the...
01/09/2011
HELP - CAN SOMEONE HELP ME FIND MY LOST NOTARY TRANSACTION LOG? Typically when we are conducting a "robosigner" chain of title audit, we will inspect the signatures of people signing the various documents that you see in a chain of title (Notice of Default, Notice of Sale, Assignment of Deed of ...
01/09/2011
TIME FOR COMPLIANCE WITH NEW FTC ADVANCE FEE RULE (FOR LOAN MODIFICATIONS, SHORTS SALES, AND DEED IN LIEU, ETC.) IS DRAWING NEAR. December 29, 2010 (general provisions)and January 31, 2011 (for advance fee rules). NEW FTC RULE PROHIBITS COLLECTION OF ADVANCE FEES FOR LOAN MODIFICATIONS AND SHOR...
01/09/2011
UNTIL THE LENDERS CAN PLAY FAIR IN REGARD TO LOAN MODIFICATIONS, FOLLOW THE LAW OF FORECLOSURE, AND OTHERWISE BRING INTEGRITY INTO THE SYSTEM, THEY SHOULD "COOL THEIR FORECLOSURE ENGINES" (1) WHERE IS THE NOTE? The Lender’s cannot show they have the note in most cases where a securitized loan is...
01/09/2011
In general, there is all kinds of crazy stuff going on. False declarations, false signatures, false notary stamps, foreclosing when people are in the HAMP plan and being told the sale was on hold, HAMP trial plan SCAMS, bogus Assignments of Deed of Trust purporting to transfer the "notes therein...
01/09/2011
Vondran Law is proud to announce the return of our Wachovia and World Savings Pick-a-Pay (Option Arm / Negative Amortization) Loan CONTINGENCY FEE LOAN MODIFICATION SERVICE. We have previously discussed our Contingency Lawyer Service on our Foreclosure Radio show (you can hear clips at http://ww...
01/09/2011
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LOST IN THE FOREST? NEED A LOSS MITIGATION ROAD MAD? We have been getting a fair number of people asking us what the general loan modification / loss mitigation review process is. Although things may vary, here is a general overview: (1) You will be reviewed for HAMP (Making Home Affordable). ...
01/09/2011
THE BANKS CLAIM THEY DO NO WRONG - THEN SETTLE WITH VARIOUS STATE ATTORNEY GENERALS. WHAT GIVES? On December 20, 2010 the California Attorney General reached a settlement agreement with Wells Fargo regarding the pick-a-pay loan program. The settlement requires Wells Fargo to provide loan modif...
01/09/2011
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Steve Vondran "Attorney Steve®
Business, Real Estate, and Intellectual Property