ARCHIVED BLOG POSTS

2011 

Here is a brief of a case that deals with Arizona wrongful foreclosure law.  This is not intended to serve as legal advice, or a substitute for legal advice. Contreras v. US Bank, No. CV09-0137-PHX-NVW. (Dist. Ariz. 2009). Facts: Mr. and Mrs. Contreras purchased a home located at 8220 West Georg...
01/25/2011
THE POWER OF PAPER, DOES THE UCC GIVE HOMEOWNERS A FIGHTING CHANCE? PRESENT THE ORIGINAL NOTE - IF YOU DON'T - I CANNOT BE IN DEFAULT UNDER THE UCC.  IF I AM NOT IN DEFAULT HOW CAN YOU FORECLOSURE UNDER STATE LAW? THE FOLLOWING IS NOT LEGAL ADVICE AND NOT INTENDED TO SERVE AS LEGAL ADVICE.  IF Y...
01/24/2011
NEW PROPERTY TAXES? – YOU MAY QUALIFY FOR AN EXEMPTION? Every year between January 1st and March 30th the County Assessor mails out notices of value to each property owner. These notices provide property owners with important information regarding the amount of property taxes...
01/24/2011
  Robo-Signers: Innocent Paper Pushers or Fraud Factories?              In September 2010, the Washington Post published a story that shed light on a little known “trade secret” lenders have been using to foreclose on families. Check out the story here: Washington Post Robo-Signer Story. What’s t...
01/24/2011
I apologize for the use of all CAPS.  I am just tired of hearing the same story OVER and OVER and OVER. Typical scenario, your Client has a refinance loan within the last three years, and they have equity in their house (we see this more with elders it seems) and yet you are facing foreclosure ei...
01/11/2011
The following is an overview of a few cases I was looking at in the area of Truth in Lending ("TILA") law.  We get a lot of questions about when TILA three years begins to run.  THIS IS NOT LEGAL ADVICE AND IS NOT TO BE CONSTRUED AS LEGAL ADVICE.  RATHER THESE ARE A FEW CASES THAT DISCUSS TILA R...
01/11/2011
Don’t stand for this people. It is time to start filing police reports and complaints with attorney generals. The banks have bought off the notaries who gave up their notary stamps for profits. We are conducting securitization audits, and chain of title audits, and we are finding fraudulent sign...
01/09/2011
According to their website they serve a critical function.  Here is what it says at their website http://www.Sigtarp.com.  (My comments are in italics) ABOUT US SIGTARP’s mission is to advance economic stability by promoting the efficiency and effectiveness of TARP management, through transparen...
01/09/2011
THE LID HAS COME OFF IN AN ARIZONA BANKRUPTCY CASE (CHAPTER 11) – "PRODUCE THE NOTE IN BANKRUPTCY ADVERSARY PROCEEDING" AS WE HAVE BEEN SAYING ALL ALONG.  ITS TIME TO STOP ALL THE LIES.  NEIL GARFIELD DECLARATION INVOLVED.  ITS TIME TO RIP OFF THE MASK AND TELL THE TRUTH.  WHO THE REAL OWNER OF ...
01/09/2011
THIS IS JUST A QUICK POST TO HIGHLIGHT A FEW THINGS THAT WE CANNOT EMPHASIZE ENOUGH WHEN DEALING WITH FORECLOSURE ISSUES:   CALIFORNIA FORECLOSURE LAWYER DISCUSSES TOP 10 FORECLOSURE TIPS   (1) IF YOU HAVE A REFINANCE LOAN ORIGINATED WITHIN THE LAST THREE YEARS, MAKE SURE YOU GET A TRUTH IN LEND...
01/09/2011
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