Anna Ruotolo's (aruotolo) Blog

For years, many mortgage originators and real estate agents have existed in a love-hate relationship. Although we find ourselves at odds, we desperately need one another to survive.   If real estate agents are a key component of your business plan, let’s look at effective approaches that will hel...

Two campers spent the night in the woods. The next morning, the first camper looked out of the ten and discovered bear foot prints and their camping gear in complete disarray. He quickly began to put on his running shoes. When the second camper work up, he asked his friend what was going on. "We...

Do you know enough about your prospects and potential strategic partners when you meet for that first appointment? The Internet can tremendously aid your business in many different ways. One of the great benefits is Google™, the world's leading search engine, aptly located at www.google.com. This...

There has been much debate regarding government's role in providing support for homeownership. There are several experts who believe if Fannie Mae and Freddie Mac's roles are eliminated, or even limited, it may be the end to the 30-year mortgage. This concern is addressed in MSN Real Estate's, Is...

CFPB yesterday where they previewed two versions of a two sided simplified GFE/TIL. As you know, the Dodd-Frank Act requires them to merge and simplify the two forms. The front is a summary and the back contains details. Both forms look fairly straightforward and simple though some industry conce...

A Unique Selling Proposition for Real Estate Agents While a short sale may be a last resort for many homeowners facing foreclosure, it also represents a great opportunity for potential home buyers and real estate investors. This article is designed to help answer a few basic questions about the s...

Mortgage News In the statement released after its November meeting, the Federal Reserve announced that it will purchase a further $600 Billion of longer-term Treasury securities by the end of the second quarter of 2011, in what is known as another round of Quantitative Easing (or QE2).To help yo...

NAR Board of Directors Adopts Credit Policy Calling for Reassessment of Unduly Restrictive Lending Standards On November 8, 2010, the National Association of REALTORS® (NAR)  Board of Directors adopted Credit Policy recommendations calling on lenders, the Federal Housing Administration (FHA), Fan...

Will Rates Go Lower?What More Quantitative Easing Could Mean   Historic, low home loan rates have been about the only thing stable in the economy these days. This low level mark breeds complacency, especially with the buzz in the air that rates may go even lower. But the question hangs in the air...

Awareness and planning will help you avoid these unnecessary charges. By Cameron Huddleston, Kiplinger.com It's easy to overlook fees when they're just a couple of bucks. But even the small ones quickly add up. However, most of the time you can avoid being nickel and dimed. With the help of BillS...