Athena Paquette's (apaquette) Blog

I love when I can save people $1000s with some good coaching. Of course they have to follow my advice.Last year, Mr. “R” came in for a refi. He had a 4.99% 30 year fixed and had paid in for 1 year. Now he wanted to refi because rates were low. But when I pulled his credit, I learned he had built ...

Since it’s tax season I am getting a lot of questions about taxes. If you have a tax return that shows $0 income or even a NEGATIVE income, does this mean you cannot buy property?NO.Many of us have tax write-offs that are not used as a negative in analyzing income for qualification purposes.There...

My client who was referred by his accountant came in to see about a refi. He showed me his payment coupon and it said he had 3.625%.I asked him if was wanting cash out; he said no. So I asked him why he wanted to refinance when he has a good rate. He said that 4 years ago when he refi’d, the bank...