Adrienne M. Smith's (ams1966) Blog
Your source for Real Estate information that goes above and beyond what you hear, see and think you know and get from mainstream media.
RECENT BLOG POSTS
How A Oakley Short Sale Helps Preserve Neighborhood Values Oakley CA - Yes, short sales actually help preserve home values in a neighborhood. Here is why.Most people short sell their home while they are still living in the home. They are maintaining the home, mowing the yard, keeping the air cond...
06/15/2011
Oakley CA – The Stop Foreclosure Institute recently received a question from another agent. Apparently they were being mislead on a short sale by a large national lender. Here is the question we received: “Do you have a number to contact Fannie Mae? The bank (Large National Bank) will not allow t...
06/06/2011
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Oakley CA - We often get asked if a short sale is even worth the effort. "Why don't I just let the bank have the property", sellers tell us. "I don't ever think I'll be able to fix my credit to be able to buy another house." Discover how other sellers successfully did a short sale to avoid forec...
06/05/2011
Oakley CA – The Stop Foreclosure Institute recently received a question from Luis. Here is Luis's Question. "I am working on a loan modification on my home. I just don’t want to be upside down and want a fair interest rate. Why should I pay on a mortgage that is twice as much as my home is worth...
06/04/2011
Oakley CA – The Stop Foreclosure Institute recently received a question from Phil. Here is Phil's Question. "I am a California Resident but have 3 distressed Florida Properties pending foreclosure. Under Florida law a creditor cannot garnish wages. Will investor pursue deficiency? If yes, will t...
06/04/2011
Oakley CA – The Stop Foreclosure Institute recently received a question from Brent. Here is Brent's Question. "If we are not behind on our mortgage but can't sell our home through a normal sale because we don't have any equity, can we still qualify for a short sale? We would like to sell this pro...
01/24/2011
Oakley CA – The Stop Foreclosure Institute recently received a question from Chad. Here is Chad's Question. "I own a condo in Hackensack, New Jersey. I purchased in 2007, pre-construction for $375k and have a mortgage balance of $337k. Ihave been trying to sell my unit for upwards of 2 years wit...
01/24/2011
Oakley CA – The Stop Foreclosure Institute recently received a question from Mau. Here is Mau's Question. "Is it legal for a short sale seller to buy the house he is selling on short to reduce his mortgage loan?” asked Mau. Discover how other sellers successfully did a short sale to avoid forecl...
01/24/2011
Oakley CA – The Stop Foreclosure Institute recently received a question from Steve. Here is Steve's Question. "I divorced six years ago. We had had our home on the market for some time, but it wasn't selling. My ex needed money to buy another home. Since it wasn't selling, we refinanced and spli...
01/24/2011
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Oakley CA – If you are looking to buy a home, then you probably want to get the best deal. January is the best time to be purchasing a home. Let me explain why. A lot of people put their homes on the market in January. In addition, there are very few people looking to buy a home in January. This...
01/24/2011
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