Adam Scard's (adamscard) Blog

Beyond the Mortgage: The Financial Factors Every Homebuyer Should ConsiderWhile most people view buying a home strictly through the home's price and the monthly mortgage payment, the real cost of owning a home can be much higher. In fact, owning a home can be one of the biggest investments a pers...

Closing on a new home is one of those milestones that feels like the finish line, right up until you walk into an empty house and realize the real work is just getting started. Most new buyers focus so heavily on the mortgage, the inspection, and the closing paperwork that furniture planning gets...

Photo By: Land O'Lakes, Inc.The real estate market is adapting fast to factor in a rising new segment, as the ageing population and care industry growth takes shape. For generations, caregiving has largely followed the same model. As older adults needed more support, caregivers stepped in to perf...

No other profession does what real estate agents do with their own face. Lawyers put a photo on a website. Doctors get one onto a hospital directory. Agents put theirs on yard signs, bus benches, business cards, postcards, magazine ads, open house flyers, and the corner of every listing on the po...

The Ongoing Costs of Owning Property in Another CountryWhy the costs of owning a property abroad matter more than you think: While buying a home abroad can be a fun experience, be it for holidays, for when you retire, or for long-term investment, it is wise to realize that the costs of owning a h...

For homeowners, buyers, sellers, and real estate investors, an HVAC system is more than a comfort feature. It is part of the property’s operating cost, condition, marketability, and long-term value. In Richmond, where homes must handle hot, humid summers and cold winter stretches, heating and coo...

In a competitive real estate market, the agents who win aren't always the most experienced or the most connected , often, they're the ones who could move first. A quick decision to invest in a listing's marketing, the ability to onboard a new lead source immediately rather than waiting weeks, the...

Graduating from college often marks the beginning of several major financial changes. A full-time salary may replace part-time work or student income, monthly expenses can shift and long-term goals suddenly become more realistic. For many graduates, buying a home is one of those goals.Homeownersh...

Key Takeaways Small, isolated problems can often be corrected with a targeted repair. Roof renewal may be worth considering when an aging roof is structurally sound but showing limited surface wear. Recurring leaks, widespread shingle failure, sagging, and moisture-damaged decking commonly point ...

As a homeowner, you are in complete control of how your home looks and the appliances inside of it. For many people, that means renovating the kitchen or adding a new room to turn into an at-home movie theater. Something that many don’t think about when considering their options is their front do...