ARCHIVED BLOG POSTS
2013
Current mortgage rate trends are deteriorating as the bond market begins it's bear market. Ok, so this means rates are starting to get worse. With new news today that the economy is stabilizing investors prefer to buy stocks instead of bonds which causes mortgage rates to rise. I am advising ...
01/25/2013
My IT professional works at a large IT firm in the Research Triangle Park in Raleigh North Carolina. Knowing that I have experience in this field, one day I got a call from him: "Nevin, I'm sick of it. I have been wanting to buy a home and after spending a lot of time researching, I can't seem...
01/24/2013
Tired of being told NO by other banks? Here at First Priority Financial we offer "out of the box" solutions to our Realtors® and home buyers. One of these products allows non structural deferred maintenance on the property. The work does not have to be done prior to closing and the money does...
01/24/2013
I've found at least a dozen Superbowl predictions from the start of the season on Active rain. Well, I hate to say I told you so but I told you so! I predicted my San Francisco 49ers and Baltimore Ravens to play in this years Superbowl. See my blog post prediction from September. I also said t...
01/22/2013
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How to calculate mortgage insurance (MI) on FHA loans to figure out a monthly MI payment. MI premiums as of 1-15-2013 on a 30 year fixed rate FHA loan. 15 year loans have different MI factors. What exactly is PMI or MI? You can view PMI a simple explanation for more clarification. What yo...
01/15/2013
If you work in real estate please pay attention. This will affect you and your transactions. There is a potential problem with loan financing that will cause closings to get delayed. This is due to one little but important form that creates a lot of closing problems. That form is the IRS 4506T...
01/15/2013
Active duty military and Veterans often have questions regarding their eligibility for the coveted VA home loan. Some of the highlights are no requirement for a down payment, no monthly mortgage insurance and very liberal underwriting guidelines. This short video will provide you information to...
01/14/2013
I have a Testimonials link in my email signature. That link directs them to my Active Rain Associations. When writing comments for an associate, what you write can make a difference. A lot of AR members say that their clients have been reading their blog for a long time before contacting the...
01/14/2013
This has nothing to do with real estate but I thought it was worthy of sharing. What an amazing technological advancement!
01/11/2013
This week I've wasted a lot of time on Active Rain Yesterday I closed a purchase transaction with a buyer I referred to Craig Rutman Yesterday I referred a buyer to Christina Oneal Today I closed a refinance that was a purchase referral a year ago from Claude Cross Today I received a purchase...
01/08/2013
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Nevin Williams
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