If you're looking for a Realtor who is professional, down to earth and likes to have fun while working....... then Tammy is the agent for you!  Tammy joined the Cressy & Everett family in April 2004 and has been steadily increasing her business each year since. 

Weather you're looking to buy or sell at $5,000 or $1,000,000 you will get honesty, integrity, patience, flexibility, accessibility and much more!  I am here to assist & guide you through the largest purchase of your life. 

I provide the knowledge and expertise;  You provide me with your needs and wants list; and together, we'll find your new home and sell your old one!!  

Call Tammy when you're ready to make your move!!  You'll be glad you did.

EXECUTIVE CLUB ~ Multi Million Dollar Producer

Listing Leader October 2007 ~ August 2007 ~ January 2007

Sales Leader  June 2007 ~ February 2007

In 2007.....  

8 of my listings have SOLD IN 39 DAYS OR LESS    

My average Days on Market is 87 The MLS average is 94 Days  

I have saved my buyers over $60,000 this year  

I have grown my business by more than 66% 2007  over 2006.

SELLERS:  It's time to stop "living in" your home and time to start preparing it for a sale.        

Have patience With a slower market, it may take time.  Have your home in pristine condition!  Buyers have many homes to choose from.  Make sure yours is one to stand out!  ~~PRE-PACK~~PRE-PACK~~PRE-PACK~~ Clean up that clutter and pack away items you won't need in the next 3-6 months!  Rid your refridgerator of any clutter items (pictures, schedules etc.)  As much as you love your home and your family, it's important to "de-personalize" your home.  Minimize personal pictures around the house.        If you have bright or bold colors in your home or even wallpaper;  consider neutralizing!  Most buyers like neutrale colors so their furniture will match when they move.  As for wallpaper, most people don't like the hassle of it.  If the wallpaper is secure on the wall, save some time and prime and paint over it.  If there's one or two loose corners, glue it down and prime and paint!!      Be realistic with your price  In todays market, we need to stay competitive.  What you feel your home is worth and what the buyers are telling us can be two different things.  Stay within the price range to help for a quicker sale.  The price range is not my opinion, it comes from FACTS.  The SOLD properties will tell us what the buyers are willing to pay.

BUYERS:       Get Pre-Approved 

As a buyer, you have many homes to choose from and the great ones go fast;  so be prepared.  Make sure you've contacted a lender to find out how much you can afford and most importantly how much you're comfortable with spending.  This will help you have an upper hand if you end up competing with another buyer.  Make sure you get a Good Faith Estimate (GFE) from your lender along with a pre-approval letter.  Sellers will take you more seriously when this information is presented along with an offer. Don't expect to get the world for nothing  Believe it or not, what the media has to say is a national average; it doesn't particularly pertain to Elkhart county.  Sellers are still getting an average of 96%-97% of their asking price.  When asking for assistance with closing costs and or extended property tax assistance, make sure it reflects in your purchase price.  Sellers may be offended if they get an offer that's $20,000 below list price;  please have some consideration. 

Tammy kept in contact throughout the whole process  She made sure we understood everything that was happening;  especially during closing.  We also liked how well she worked with the buyer's realtor.              Dale Quesinberry

Tammy was wonderful & I would recommend her highly.  She was very professional and kept me informed at all times.     Debbie Godfrey  

Tammy always made me feel like I was her only client.  She took care of everything;  even things I didn't think a realtor did.  Sarah Cora

Tammy was great from beginning to end.  We have made a new friend.  Tammy kept things simple for us and even when others had us nervous, she was always calming my nerves with a call or through e-mail.         Duane & Doris Owens

Tammy was the only realtor I have met that I didn't want to strangle!  She was wonderful!  She was always there to answer all my millions of questions and calmed my fears about buying for the first time.               Scot & Kim Smith  

Tammy was so patient with us.  She never made us feel like we were bothering her with the millions of questions we had.  She always responded back to us thruough e-mail, phone calls etc..  This was our 1st time buying a home.  Tammy did so much to help us through this confusing & stressful time.                   Tim & Stacy Chupp